STIPULATED A WARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimants John A. Tumpich and Phyllis Tumpich and 04-00552 Chicago, Illinois Name of Respondents H&R Block Financial Advisors, Inc. f/k/a Olde Discount Corporations and Robert Michael Widman, Jr. Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES John A. Tumpich and Phyllis Tumpich ("Claimants") were repr

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants William G, Hill Linda P. Hill J. Mathews Pound Celia H. Pound Names of the Respondents Merrill Lynch, Pierce Fenner & Smith, Inc. Chloe L. Dekle Case Number: 04-00550 Hearing Site: Atlanta, Georgia Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For William G. Hill ("W. Hill"),

Award NASD Dispute Resolution In the Matter of the Artjitration Between: Harvey T. Biddle, Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Roger W. Waldenstrom, Respondents Case Number: OQ-0£58J7 Hearing She: San Francisco, California For Claimant: For Respondents: REPRESENTATION OF PARTIES Howard M. Hoffman, Esq. Sacramento, California Ben Suter, Esq. Keesal, Young & Logan San Francisco, California CASE INFORMATI

AWARD NASD DISPUTE RESOLUTION In the Matter of the Arbitration Between: James F. Johnson vs. Michael Bernard Mclaughlin, Sr., Bernard, Lee & Edwards Securities, Inc. and Oron J. Unger Case Number: 04-00544 SITUS: Indianapolis, Indiana NATURE OF DISPUTE: Customer v. Terminated Member, Associated Person and Non- Member Person REPRESENTATION OF PARTIES: James F. Johnson, hereinafter referred to as "Claimant": A. Daniel Woska, Esq., of the law firm

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants Edwin L. Clemmer and Mary A. Clemmer vs. 04-00543 Louisville, Kentucky Respondents J.J.B. Milliard, W.L. Lyons, Inc. Harry Vance Lucke Nature of the Dispute: Customers vs. Member Firm and Associated Person REPRESENTATION OF PARTIES Edwin L. Clemmer and Mary A. Clemmer ("Claimants") were represented by Benjamin D. Allen, Esq., Yunker & Associates, Lexingt

Award NASD Dispute Resolution In the Matter of the Arbitration Between:, Michael Alan Stein, Claimant v. Lisa Contillo, Respondent Case Number: 04-00538 Hearing Site: San Francisco, California Nature of the Dispute: Customer vs. Associated Person REPRESENTATION OF PARTIES For Claimant: ' . , Timothy D. Murphy, Esq. The Law Offices of James J. Seltzer Emeryville, California For Respondent: Cameron Stout, Esq. Keesal, Young & Logan San Fra

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants Robert Barton RatHff and Virginia Dianne Ratliff v. Respondent Bradford A. Gann 04-00537 Denver, Colorado Nature of Dispute: Customers v. Associated Person ;. i • 1 - ; » REPRESENTATION OF PARTIES Robert Barton Ratliff and Virginia Dianne Ratliff ("Claimants") appeared pro se. Bradford A. Gann ("Respondent") was represented by Michael S. Freeman,

NASD DISPUTE RESOLUTION AWARD NASD D1SFUIE BESOLCHON CASE: 04-00535 Timothy M. Hyla&d, Claimant vs, Manfcew Meister^ ATTORNEYS: Claimant, Timothy Hyland, ("ClamaaT) appeared pro se> Zeaiing, IA. Respondent, Matthew Meisiex, CReajwadefttT)* ^ppeaeedpro », Sarasott, EL NATURE OF DISPUTED DATE FILED; Jant)ary 26, 2004. CASE SUMMARY: Claimant alleged that Resporricat charged excessive cxjimmsskais with respect to the trade of 1,100 CEDC stocks.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Stacey L. Widlitz (Claimant) v. SG Cowen Securities Corporation (Respondent) Case Number: 04-00534 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES Claimant Stacey L. Widiitz hereinafter referred to as "Claimant": John D. Singer, Esq., Singer Deutsch, LLP, New York, NY. Respondent SG Cowen Securities Corporation here

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-00532 Prudential Equity Group, L.L.C., Claimant v. Jim Amato, Respondent. ATTORNEYS: For Claimant, Prudential Equity Group, L.L.C., ("Claimant"), appeared Steven P. Gomberg, Esq., of the firm Levenfeld Pesrlstein, Chicago, IL. S' Respondent, Jim Amato, ("Respondent"), did not submit a response to the Statement of Claim. NATURE OF DISPUTE: Member v. Customer DATE FILED: January 27, 20