NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-00454 Steven Barad, Claimant vs. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. and Jack B. Grubman, Respondents. ATTORNEYS: For Claimant Steven Barad ("Claimant"), Marshall P. Richer, Esq. of the firm Finkelstein & Partners, Albany, NY. For Respondents Citigroup Global Markets, Inc. f7k/a Salomon Smith Barney, Inc. and Jack B. Grubman ("Collectively Respondents"), Bradf

NASD DISPUTE RESOLUTION AWARD NASP DISPUTE RESOLUTION CASE: 04-00453 Martha I. Giover, Claimant v. MemL Lynch Pierce Feaner & Smith, Respondaits ATTORNEYS: "" ~ For Claimant, Martha J. Giover, ("Claimant* 1 ), appeared Wm. Jemison Mims, Jr. Esq., of the firm Levin, Pepantomo, Thomas, Mitchell, Echsner & Proctor, Pensaeola, FL. For Respondent, Merrill Lynch Fierce Fenner & Smith, ("Respondent?*)' appeared Kathryn R. Eldridge, Esq. of the film May

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Barbara A. M. Giblin as the Executor of the Estate of Leonard J. Giblin And 04-00450 Chicago, Illinois Name of Respondents Morgan Stanley DW Inc. Jerald Jay Hymen Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Barbara A. M. Giblin as the Executor of the Estate of Leonard J. Giblin ("Claimant"

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-00442 William E. Cellar Names of the Respondents Hearing Site: Orlando, Florida UBS Financial Services, Inc. Donald Imfeld Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES For William E. Cellar, hereinafter referred to as "Claimant": William L. Thompson, Esq., William L. Thompson, J

Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between JAMES L. MAY, Individually and as Trustee of the JAMES MAY TRUST and MARY AILEEN MAY, Individually and as Trustee of the MARY AILEEN MAY TRUST, Claimants - against- Case No. 00-005582 JEFFREY S. SWARTZ and MATTHEW MALONEY, Respondents, Counter-Claimants, and Third-Party Claimants -against- DANIEL MAY, Third-Party Respondent

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 04-00441 Terry L. Jenkins Sheila Rena Jenkins Names of the Respondents Hearing Site: Memphis, TN A.G. Edwards & Sons, Inc. Hance W. McKenzie Nature of the Dispute; Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Terry L. Jenkins and Sheila Rena Jenkins, hereinafter collectively referred to as "Claimants": C

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: James and Cynthia Giancola v. Anthony Arcuri, Prudential Equity Group, Inc. and Wachovia Securities, LLC Case Number: 04-00439 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES Claimants, James and Cynthia Giancola ("Giancolas") hereinafter referred to as "Claimants": Marcia Adelson, Esq., T

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Paul Kane and Douglas Chin, Claimants V. Frank Pantina and Teresa Pantina, Respondent Case Number: 04-00414 REPRESENTATION OF PARTIES Claimants, Paul Kane and Douglas Chin, hereinafter collectively referred to as "Claimants" appeared through Matthew C. Plant, Esq., of the firm Bressler, Amery & Ross, P.C., New York, New York Respondent, Frank Pantina and Teresa Pantin

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-00413 Neal Steinhauer IRA, Claimant vs. Marc Lowlicht and Charles Lowlicht, Respondents ATTORNEYS: " ' " " " Claimant Neal Steinhauer IRA, hereinafter referred to as "Claimant", appeared pro se, New York, NY. Respondent Marc Lowlicht ("M. Lowlicht") appeared pro se, East Hampton, NY. Respondent Charles Lowlicht ("C. Lowlicht") appeared pro se, Palm Beach Gardens, FL. M. Lowlicht and C. L

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Steven Greer, MD (Claimant) v. Charles Schwab & Co., Inc. (Respondent) Case Number: 04-00408 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member. REPRESENTATION OF PARTIES Claimant Steven Greer, MD ("Greer") hereinafter referred to as "Claimant" appeared pro se. Respondent Charles Schwab & Co., Inc. ("Charles Schwab") hereinafter referred to as "Respon