NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-00365 William R. Reffke IRA Rollover, Claimant v. Morgan Stanley DW, Inc. f/k/a Dean Witter Reynolds, Inc. and Dolores Barskis, Respondents. ATTORNEYS: Claimant, William R, Reffke IRA Rollover, ("Claimant"), appeared pro se, Huntley, IL. Respondents, Morgan Stanley DW, Inc. f/k/a Dean Witter Reynolds, Inc. and Dolores Barskis, ("Respondents"), appeared through their in-house counsel, Keith G

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-00363 Marco T. Verni IRA Rollover, Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Robert D'Addario, and James P. Carle, Respondents. ATTORNEYS: Claimant, Marco T. Verni IRA Rollover, ("Claimant"), appeared pro se, Basking Ridge, NJ. Respondents, Merrill Lynch, Pierce, Fenner & Smith, Inc., Robert D'Addario, and James P. Carle, ("Respondents"), appeared through their in-house counse

Award NASD Dispute Resolution In the Matter of the Arbitration Between: John Dennis IRA (Claimant) v. Wachovia Securities, LLC and Michael Ewanouski (Respondents) Case Number: 04-00361 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant John Dennis IRA ("Dennis") hereinafter referred to as "Claimant": Edmund Polubinski, Jr., Esq., Richard and Tyler, LLP, Boston, MA.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Lawrence M. Polatchek (Claimant) v. Heights Partners, Inc., Richard A. Polatchek, and James Pappas (Respondents) Case Number: 04-00358 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Lawrence M. Polatchek ("L. Polatchek") hereinafter referred to as "Claimant": Edward M. Spiro, Esq. and

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant/Counter-Respondent Giovanni Volpe and Respondent/Counter-Claimant McDonald investments, Inc. Case Number: 04-00346 Hearing Site: Southfield, Michigan NATURE OF DISPUTE Associated Person v. Member and Member v. Associated Person REPRESENTATION OF PARTIES Giovanni Volpe ("Claimant 11 or "Volpe") was represented by Mark R. Werder, Esq., Honigman

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Emprise Bank, Trustee of the Charles Dennis Towns Trust and 00-05571 Kansas City, Missouri Name of Respondents Prudential Securities, Inc. Thomas G. Stuhlsatz REPRESENTATION OF PARTIES Emprise Bank, Trustee of the Charles Dennis Towns Trust ("Claimant") was represented by Susan R. Schrag, Esq., Morris, Laing, Evans, Brock & Kennedy, Chtd., Wichi

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-00340 Joseph Reap, Claimant v. Aldo Puletti, Respondent ATTORNEYS: For Claimant, Joseph Reap, ("Claimant"), appeared David A. Checcio, Esq., of Bressler, Amery & Ross, P.C., Morristown, NJ. For Respondent, Aldo Puletti, ("Respondent"), appeared Charles O'Rourke, Esq., Woodbury, NY. NATURE OF DISPUTE: Associated Person vs. Customer. DATE FILED: January 20, 2004. CASE SUMMARY: Clai

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Joseph A. Witt, Jr. and Names of Respondents Bathgate Capital Partners, LLC, Steven Bathgate and Richard Tyson Huebner Case Number: 04-00330 Hearing Site: Denver, Colorado NATURE OF DISPUTE Associated Person v. Member Firm and Associate Persons REPRESENTATION OF PARTIES Joseph A. Witt, Jr. ("Claimant") was represented by Patrick D. Vellone

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant John Edward Krivacs v. 04-00328 Denver, Colorado Respondents Cascade Investment Group, Inc., Myron T. Bagley, David J. Turner and Cascade Financial Management, Inc. and Counter-Claimants Cascade Financial Management, Inc., Myron T. Bagley and David J. Turner v. Counter-Respondent John Edward Krivacs Nature of Dispute: Associated Person

Stipulated Arbitration Award NASD Dispute Resolution In the Matter of the Arbitration Between: ANN MITCHELL Claimant, and MORGAN STANLEY DW INC. and EDWARD WAYNE BUTOWSKY, Respondents. § § § § NASD Arbitration No. 04-00325 § Hearing Location: Dallas, Texas § § § NATURE OF THE DISPUTE Public Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES Claimant Ann Mitchell, hereinafter referr