AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Frederick K. Ploch and Rebecca Ploch and 99-05244 Southfield, Michigan Centex Securities Corp. Peter J. Worrell REPRESENTATION OF PARTIES Frederick K. Ploch and Rebecca Ploch ("Claimants") were represented by Michael G. Oliva, Esq., Loomis, Ewert, Parsley Davis & Getting, Lansing Michigan. Centex Securities Corp. ("Centex") was represented by Craig Biddick, Centex S

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Thomas McGovern, (Claimant) vs. J.W. Barclay and Co., Inc., and David Persaud, (Respondents) Case Number: 99-05239 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Thomas McGovern, hereinafter referred to as "Claimant": Dan Druz, Esq., Attorney at Law, Manasquan, NJ. Respondent, J.W. Barclay and Co., Inc., ("Barclay"), did not appear at the hearing.

fV Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Robert D, Dean and Lillian G. Dean Case No. 00-05553 "Mamp Investors Security Co., Inc. E. Geary Crist Hearing Site- Norfolk, V A Claimants, Robert D. Dean and Lillian G. Dean, hereinafter collectively referred to as "Claimants" represented themselves at the hearing. Respondent, E. Geary Crist, hereinafter referred to as "Respondent Crist" represented himself

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: First Union Securities, Inc. f/k/a Wheat First Union, (Claimant) vs. Lance Feidhun, Vivian Burch, and Richard Galgano, (Respondents) vs. Carlton Collins, Steven Beck, Frank Martin, and Gray Houghton (Third-Party Respondents) Case Number: 99-05238 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, First Union Securities, Inc. f/k/a Wheat First Union, hereinaft

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. CASE: 99-05237 Mahindokht Goli Golrokh, claimant vs. Todd Crieter, respondent. ATTORNEYS: Claimant Mahindokht Goli Golrokh ("Claimant"), appeared Pro Se., San Francisco, CA. For Respondent Todd S. Critter ("Respondent"), Randall H. Kennon, Esq., Office of General Counsel for Bank of America Investment Services, Inc., Los Angeles, CA. DATE FILED: 11/22/1999 CASE SUM

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE-99-05236 >._'._. ']' . -;J..••"'... '. '„ - " .: „" '. ^\i'-' , CJlI Abdul Hakim Babar, claimant vs. Fidelity Brokerage Services, Inc. and Edward C. Johnson, III, respondents. ATTORNEYS: Claimant appeared Pro Se., Lahore, Pakistan For Respondents appeared in-house counsel Richelle S. Kennedy, Boston, MA. DATE FILED: November 22, 1999 \ T>V. deposited into his Ultra Service Acco

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 99-05235 Ellen W. Wolf and Victor LaViola, claimants vs. Mary Ellen Trotter, United Pacific Securities, Inc., Thomas C. Altfillisch, Joe Miller, Jr., First Fidelity Acceptance Corp., Richard J. Tucker, Patti Plunkett, James R. Simon, and Sentra Securities Corp. respondents. ATTORNEYS: Claimants appeared Pro Se, Kansas City, MO For Respondents Mary Ellen Trotter, Thomas C. Altfillisch, and

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 99-05234 Olde Discount Corporation, claimant vs. Raymond T. Capelluto, respondent. ATTORNEYS: For claimant appeared in house counsel, Aaron L. Kleid, Esq., Detroit, ML Respondent appeared Pro Se., Commack, NY. DATE FILED: November 22, 1999 CASE SUMMARY: Claimant alleged that respondent failed to repay remaining debit balance after claimant liquidated his shares of Cisco Systems, Inc.,

V l ^w NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. i CASE: 99-05233 Jimmy R. Baker, Jr., claimant vs. Baxter Banks & Smith, Ltd., respondent. ATTORNEYS: Claimant Jimmy R. Baker Jr. appeared Pro Se, Kannapolis, NC Respondent Baxter Banks & Smith, Ltd., did not respond to the statement of claim. DATE FILED: November 22, 1999 CASE SUMMARY: Claimant alleged he was solicited, and purchased an initial public offering, NNPD Text

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimants Gerald and Connie Steinberg Case No. 99-05231 Name of Respondent Merrill Lynch Pierce Fenner & Smith Inc Hearing Location: Washington, DC REPRESENTATION OF PARTIES Claimants Gerald and Connie Steinberg ("Claimants") were represented by Allen Mawsfield, 1 - Esq., Washington, DC. q ^ = Respondent Merrill Lynch Pierce Fenner & Smith, Inc.