Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Larry P. Ellefson, Claimant v. Prudential Securities, Inc., National Securities Corporation and Thomas W. Wickersham, Respondents. Case Number: 99-04725 Hearing Site: Seattle, Washington REPRESENTATION OF PARTIES For Claimant: Charles Ferguson, Esq. Seattle, Washington For Respondent Prudential Securities, Inc.: Martin Hunger, Esq. Prudential Securities, Inc

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Names of Claimants Jerome Alfred Serwas and Anna Jacquette Serwas Case No. 99-04720 Name of Respondent Ameritrade, Inc. REPRESENTATION OF PARTIES For Jerome Alfred Serwas and Anna Jacquette Serwas, hereinafter referred to as "Claimants": Stephen D. Spivey, Esq., Ocala, FL. For Ameritrade, Inc. ("Ameritrade"), hereinafter referred to as "Respondent": James J.

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Vladimir Oterin and Viktor Pesok, (Claimants) vs. Vincent Ralph Landano, William Anthony Mancusi, Ira Paul Bader, U.S. Trading Corp., Michael Rozenstheyn, Gary Chistopher Snisky, and Penson Financial Services, Inc., (Respondents) Case Number: 99-04718 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimants, Vladimir Oterin and Viktor Pesok, hereinafter collectivel

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Nationwide Investment Services Corp. Case No. 00-05508 Name of Respondent Clark Samuel Hartline, Jr. Hearing Site: Atlanta, Georgia REPRESENTATION OF PARTIES For Nationwide Investment Services Corp. ("Nationwide"), hereinafter referred to as "Claimant": Robert P. Riordan, Esq. and Lisa M. Durham, Esq. of Alston & Bird LLP, Atlanta, Georgia.

U-1MODO 13.0ft Fron-NASt 2027286(152 MZI P.Q02/006 F-48D Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Janney Montgomery Scott, Inc., (Claimant) vs. James H. Davis, (Respondent) Case Number: 99-04714 Hearing Site: Philadelphia, Pennsylvania REPRESENTATION OF Claimant, Janney Montgomery Scott, Inc., hereinafter referred to as "Claimant"; Joseph J. Dougherty, Esq., Joseph J. Dougherty & Associates, PC, West Chester, PA.

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 99-04713 Christ Community Church of Grand Rapids, claimant vs. Old Kent Securities Corporation, respondent. ATTORNEYS: For Claimant appeared Jon D. Vander Ploeg, Esq. of the firm Smith, Haughey, Rice and Roegge, Grand Rapids, MI. Respondent appeared through its Vice President, Dana R. Dawe, Grand Rapids, MI. DATE FILED: October 19, 1999 CASE SUMMARY: Claimant alleged that responde

Award NASD Dispute Resolution In the Matter of the Arbitration Between: J. Kent Pepper, Claimant v. Joseph Charles & Assoc., Inc., a/k/a Joseph Charles & Associates, Inc., Andrew David Finch, Christopher Robert Esposito, Joseph Charles Visconti, Roy Thomas Amico, Michael Ferraro, Frank Nicholas Salvatore, Douglas Fulton Kaiser, Todd Richard Stone, Guy Steven Amico, and Scott Howard Goldstein, Respondents Case Number: 99-04706 Hearing Site: San Francisco

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 99-04551 William and Dolores Parker, claimants vs. PaineWebber, Inc. and Pershing Division of Donaldson, Lufkin & Jenrette, respondents. ATTORNEYS: For Claimants app For Respondent P; NJ. For Respondent P appeared in-house ared Stephen D. Spivey, Esq., Ocala, FL. neWebber, Inc. appeared in-house counsel, Amy Bard, Esq., Weehawken, rshing Division of Donaldson, Lufkin &

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Edmund Coleman, John Fruscella, and Andrew Irish, Claimants vs. HSBC Securities (USA) Inc., Respondent Case Number: 99-04547 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimants, Edmund Coleman ("Coleman"), John Fruscella ("Fruscella") and Andrew Irish ("Irish"), hereinafter collectively referred to as "Claimants": Jonathan Sack, Esq., Sack & Sack, New York

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 99-04546 Joseph W. Harrell and Laura Harrell, claimants vs. A.G. Edwards & Sons, Inc., respondent. ATTORNEYS: Claimants Joseph W. Harrell and Laura Harrell ("Claimants"), appeared Pro Se., Griffin, GA. For Respondent A.G. Edwards & Sons, Inc. ("Respondent"), Norman Buckvar, Litigation Counsel for A.G. Edwards & Sons, Inc., St. Louis, MO. DATE FILED: 10/01/1999