NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 99-04194 Paula M, Kelty, Frank Roldan and Martha Roldan, claimant vs. Prudential Securities, Inc. and Joseph P. Reedy, respondents. ATTORNEYS: Claimants appeared Pro Se., St. Paul, MN. For Respondents appeared in-house counsel Theodore M. Davis, Esq., New York, NY, DATE FILED: September 13, 1999 CASE SUMMARY: Claimants alleged that respondents provided unsuitable investment advice

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Merrill Lynch Pierce Fenner & Smith, Inc. vs. Case No. 99-04191 Name of Respondent Josh D. Kelso REPRESENTATION OF PARTIES Claimant, Merrill Lynch Pierce Fenner & Smith, Inc., hereinafter referred to as "Claimant" Jonathan K. Rudd, Esq., McNees, Wallace £ Nurick, Harrisburg, Pennsylvania Respondent, Josh D. Kelso, hereinafter referred to as "Respond

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Marie A. Lanza Case No, 99-04177 H&R Blocte Financial Advisors, Inc. Edward A. Tracy Hearing Site; Pittsburgh, PA Claimant, Marie A. Lanza ("Claimant") was represented by: Roger L. Wise, Esq., Heintzman Warren Wise & Fornella, P.C., Pittsburgh, PA. Respondent, Olde Discount Corp. ("Olde") was represented by Ronald P. Kane, Esq., Kane & Fischer, Ltd., Chicago, IL,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name, of the Claimant Sarjit Bharj Name, of the Case Nnmher: 99-04176 Lloyd Wade Securities, Inc. mgSife- Philadelphia, Pennsylvania RF.PRFSP.NTATTON OF PAKTTFS Claimant Sarjit Bharj ("Bharj") represented himself. Respondent, Lloyd Wade Securities, Inc. ("Lloyd") was initially represented by David E. Graven, Esq., Aurora, Colorado. On or about January 22, 2002, Mr. G

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE:00-05470 Julian L. Alfonso, claimant vs. Northridge Capital Corp., respondent. ATTORNEYS: Claimant appeared Pro Se, Miami, FL. Respondent failed to submit a response to the Statement of Claim. DATE FILED: December 11, 2000 CASE SUMMARY: Claimant alleged that respondent, his former employer, failed to pay him one month of his salary. Claim Data Award Data Claim: $5,400.00 Award

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimants John J. and Susan N. Brown Case No. 99-04175 Name of Respondent Respondent Pierce Fenner & Smith Inc Hearing Location: Philadelphia, PA REPRESENTATION OF PARTIES Claimants John J. and Susan N. Brown ("Claimants") were represented by George J. D'Ambrosio, Esq., of the law firm of Owens, D'Ambrosio & Nescio, West Chester, PA. Respondent Responden

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimants Mary L. Pountnay Thomas C. Pountnay Jessup Electric, Inc. Case No. 99-04174 Name of Respondents Christopher W. Yoder Joseph R. Tomasello Tasin & Company, Inc. Hearing Location: Baltimore, MD REPRESENTATION OF PARTIES Claimants Mary L. and Thomas C. Pountnay and Jessup Electric, Inc.("Claimants") were represented by Thomas C. Costell

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Jesup & Lamont Securities Corp., (Claimant) vs. C. Arthur, LLC, CCF Capital Group, Inc., Arthur Wheeler, Carlos B. Zadunaisky, Steven Nocito, David Nocito, Scott Wright, James Young, Louis Lore, Southeast Holdings, Leonard Thoubburon, Gerard Thoubburon, andWaylon McMullan, (Respondents) Case Number: 99-04170 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claima

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 99-04168 Olde Discount Corporation, Claimant vs. Joe Bailey c/f Joanna Kate Bailey, Respondent. ATTORNEYS: Claimant Olde Discount Corporation ("Claimant"),appeared through its in-house counsel, Aaron L. Kleid, Esq., Detroit, ML Respondent Joe Bailey c/f Joanna Kate Bailey ("Respondent"), did not respond to the Statement of Claim. DATE FILED: September 10, 1999 CASE SUMMARY: Claima

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. CASE: 99-04167 George N. Koutsonicolis, Claimant vs. E*Trade Securities, Inc., Respondent ATTORNEYS: Claimant, George N, Koutsonicolis, ("Claimant"), appeared Pro Se, Chicago, IL Respondent, E*Trade Securities, Inc., ("Respondent"), appeared through its Senior Compliance Analyst, Bob Salvador, Menlo Park, CA. DATE FILED: September 10, 1999. CASE SUMMARY: Claimant alleged that he checked his acco