Award NASD Regulation, Inc. In the Matter Of the Arbitration Between Name of Claimant Kenneth D. Phillips vs. Case No. 98-00277 Name of Respondent Lehman Brothers Inc. REPRESENTATION OF PARTIES Claimant Kenneth D. Phillips ("Claimant") was represented by Edward T. Joyce, Esq. and Alexander T. Moore, Esq. of the law firm of Edwards T, Joyce & Associates, P.C., Chicago, IL. Respondent Lehman Brothers Inc. ("Respondent") was represented

N.A.S.D. REGULATION, INC. AWARD CASE: 98-00275 Montrose Capital Management, Ltd., claimant vs. Thomas Cocuzza, respondent. ATTORNEYS: For claimant appeared Sheryl Stahl Reba, Esq. - New York, NY. Respondent did not appear. DATE FILED: 1/20/98 CASE SUMMARY: Claimant alleged breach of employment contract and failure to pay for loss of unauthorized trade. Claim Data Award Data Claim: $7,076.95 Award: $3,576.95 Interest: Requested Interest: $.00

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Thomas A. Deleasa (Claimant) vs. The Harriman Group, Inc., Bernice Levine Lerner, Mark A. Hanna, Brian D. Scanlon, and Joseph M. Giannuzzi, (Respondents). Case Number: 98-00273 Hearing Site: New York, New York REPRESENTATION OF PARTIES For Claimant Thomas A. Deleasa "Claimant": George L. Mahr, Esq., Madison, New Jersey. Respondent The Harriman Group, Inc., ("Harriman") did not enter a

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Robert H. Taggart and 00-05424 Denver, Colorado Name of Respondents American Fronteer Financial Corporation, eVision USA.com, Fai Chan, Tong Wan Chan, Robert Trapp, Kwok Jen Fong, David Chen, Gary Cook, and Robert Jeffers, Jr. REPRESENTATION OF PARTTKS Robert H. Taggart ("Claimant") was represented by Martin M. Berliner, Esq.,

AWARD NASD Regulation, Inc. CASE: 98-00271 Sandra McCallum and John McCallum, claimants vs. Hambrecht & Quist, LLC., respondent. ATTORNEYS; Claimant appeared Pro Se, Fort Worth, TX For Respondent appeared in-house counsel, Steven N. Machtinger, Esq., San Francisco, CA DATE FILED: January 21, 1998. CASE SUMMARY: Claimant indicated that two hours before the market opened on 10/27/1997, they requested that their account be closed by selling all securit

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 98-00269 Paul Capobianco and Barbara Capobianco, claimants vs. Cowen & Co., respondent. ATTORNEYS: Claimants appeared Pro Se, Walpole, MA. For Respondent appeared in-house counsel, Peter Byer, Esq., New York, NY. DATE FILED: January 21, 1998 CASE SUMMARY: Claimants alleged that respondent has failed to produce their First Priority Group stock certificates.

AWARD i i NASD REGULATION. INC. In the matter of the Arbitration Between Name of Claimant Robin Kilroy v. Arbitration No. 98-00264 Name of Respondent Fred Burrows and Smith Barney Shearson REPRESENTATION For Claimants: H. Thomas Fehn, Esq. Elizabeth Lowery, Esq. Fields, Fehn & Sherwin Los Angeles, California For Respondents Fred Burrows and Smith Barney Shearson: David Bartholomew, Esq. Kessal, Young and Logan

AWARD NASD REGULATIONJNC. In the matter of the Arbitration Between Name of Claimant Ronald J. Supinger Name of Respondents A.G. Edwards & Sons, Inc. and David Steele Arbitration No. 98-00263 For Claimant: For Respondent David Steele: REPRESENTATION Arthur S. Leider Investors Arbitration Specialists San Diego, California David Steele In Pro Per El Cajon, California CASE INFORMATION Statement of Claim filed

AWARD NASD Regulation, Inc. In the Matter of Arbitration Between Charles Schwab & Company, Inc. Claimant, and No. 98-00259 Lawrence L. Mathers dba Webster Press Respondent. REPRESENTATION OF PARTIES Claimant, Charles Schwab & Company, Inc., ("Claimant"), was represented by Richard A. Karoly in house attorney at Charles Schwab located in San Francisco, CA. Respondent, Lawrence L. Mathers dba Webster Press , ("Respondent"), were represente

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Charles Schwab & Co., Inc. Case No. vs. 98-00256 Name of Respondent Carl DeFrietas REPRESENTATION For Claimant Charles Schwab & Co., Inc. ("Claimant") appeared Steve Lanum, Esq., Corporate Attorney for Respondent located in San Francisco, California. Respondent Carl DeFrietas ("Respondent") appeared pro se. CASE INFORMATION Claimant's Statement