OCT. 5.199S g:34FH1 NfiSD REGULPTIQN FL NO.592 P.21 NASD REGULATION, INC. AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Joseph N. & M. Lynn McDonough 96-00177 Names of Respondents Kensington Wells, Inc. Abraham Mirman Ellas Tacher Salvatore Tacher Adam Levy Roy Eltennan Steven Vornea Marc Alan Luxeflberg REPRESENTATION For Claimants; Jeffrey Plotki

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Joseph J. and Joseph P. Colosimo Joseph and Michael Colosimo Joseph Colosimo and Anne Marie Laktash Joseph J. Colosimo 96-00173 Name of Respondents Edward D. Jones & Co. Roy W. Kern CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on January 12, 1996, Claimant Joseph J. Colosi

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Mala Nahata and 00-05340 Southfield, Michigan TD Waterhouse Investment Services, Inc. REPRES^NTAHON_£)F PARTIES Mala Nahata ("Claimant") was represented by Roger R. Rathi, Esq., Law Offices of Roger Rathi, P.C., Bingham Farms, Michigan, and Waller L. Goldsmith, Esq., DKW Law Group, Southfield, Michigan. TD Waterhouse Investment Services, Inc. ("Respondent") was repr

NASDR AWARD NASDR. INC.. OFFICE OF DISPUTE RESOLUTION In the matter of the Arbitration Between Name of Claimant Charles B. Torrence NASDR Arbitration #96-00160 vs. Name of Respondent^) Dean Witter Reynolds, Inc. John A. DiFiore, n REPRESENTATION For Claimant: Lynn R. Shoen, Esq., Las Vegas, Nevada For Respondent Dean Witter Reynolds: Timm A. VerDuin, Esq., Dean Witter Reynolds, Inc., San Francisco, California For Respondent J

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Phii S. and Frances Kerher 96-00137 Name of Respondents Stratton Oakmont, Inc. Thomas Niemyczyk CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on January 10, 1996, Claimants Phil S. and Frances Kerber ("Claimants"), who appeared Pro Se, alleged that Respondent Stratton Oakmont, Inc.

NASD REGULATION AWARD In the Matter of the Arbitration Between Name of Claimants Robert Y. & Julie H. Kim 96-00333 Name of Respondents Dean Witter Reynolds Inc. Robert Denning REPRESENTATION For Claimants, Robert Y. and Julie H. Kim ("claimants"), appeared L. Vastine Stabler, Jr., Esq. of Birmingham, Alabama and C. Henry Marston, Esq. of Walston, Wells, Anderson & Bains, LLP, of Birmingham, Alabama. For Respondents, Dean Witter Reynolds

AWARD NASD REGULATION. INC.. OFFICE OF DISPUTE RESOLUTION In the matter of the Arbitration Between Name of Claimant Richard A. Larsen v. Name of Respondent Baraban Securites, Inc. Arbitration No. 96-00121 For Claimant: For Respondent: REPRESENTATION Robert A. Kahn, Esq. Law Office of Robert A. Kahn Calabasas, California Robert A. Uhl, Esq. Robert A. Uhl, Inc. Beverly Hills, California CASE INFORMATION Stat

NASD REGULATION, INC., OFFICE OF DISPUTE RESOLUTION In the Matter of the Arbitration Between Name of Claimant Jesse Diaz 96-00119 Name of Respondent Paine Webber Incorporated REPRESENTATION For Claimant: Jesse Diaz ("Diaz") was represented by Charles Clayton, Esq. of Minneapolis, Minnesota. For Respondent: PaineWebber Incorporated was represented by Lisa Catalano-Tillem, Esq. of PaineWebber Incorporated, Weehawken, New Jersey. CASE INFOR

AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of Arbitration Between Lucille Freeman, Claimant, and No. 96-00116 Financial Network Investment Corp., Respondent and Cross-Claimant, and James Clark Selby and Joe Dwayne Baugus, Respondents and Cross-Respondents. REPRESENTATION OF PARTIES Claimant, Mrs. Lucille Freeman ("Mrs. Freeman"), was represented in pleadings by Ms. Paula Hutchinson, Esquire of McDade & Fog

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Michael and Yvonne Graber 96-00111 Name of Respondents Smith Barney, Inc. Alan Cole REPRESENTATION For Claimants Michael and Yvonne Graber ("the Grabers"): Frank R. Brady, Esq. of the law offices of Frank R. Brady, Boca Raton FL. For Respondents Smith Barney, Inc. ("Smith Barney") and Alan Cole ("Cole") Linda Alpert, E