AWARD NASD REGULATION, INC., OFFICE OF DISPUTE RESOLUTION In the Matter of the Arbitration Between Name of Claimant James M. Higginbotham 95-04067 Name of Respondents Bear, Stearns & Co., Inc.; Jeffrey C. Samsen REPRESENTATION For Claimant: James M. Higginbotham ( N Higginbotham") appeared pro se. For Respondents: Bear, Stearns & Co., Inc. ("Bear Stearns") and Jeffrey C. Samsen ("Samsen") were represented by Nicholas P. lavarone,

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between N iT.e of Claimants Niki N. and Harry N. Demakis 95-04065 Name of Respondents JosephthaJ Lyon & Ross Inc. Victor Tony Duque In a claim filed with the National Association of Securities Dealers, Inc. on August 24, 1995 Glaimants Niki N. Demakis and Harry N. Demakis ("Claimants"), who appeared Pro Se, aUeged< that^^held^ and account #690-06245-1-8

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Jerry T. & Patricia H. Love 95-04060 Name of Respondent Edward L. Rowell CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on August 23, 1995 Claimants Jerry T. and Patricia H. Love ("Claimants"), who appeared Pro Se, alleged that they held an account at Cohig & Associates, Inc. and that t

NASD AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Robert Jones Cf ' 7 95-04058 b I - Name of Respondent Salomon Smith Barney, Inc. REPRESENTATION Claimant Robert H. Jones ("Claimant") was represented by Laurence S. Moy, Esq. and Christopher C. PanarelU, Esq. of the law firm of Liddle & Robinson, L.L.P., New York, NY. Respondent Salomon Smith Barney ("Respondent") was r

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of Arbitration Between Name of Claimant Eric M Kutner, Esq. 95-04053 Name of Respondent A.S. Goldmen & Co., Inc. REPRESENTATION Claimant appeared pro se. For Respondent: Carole R. Bernstein, Esq., sole practioner, Norwalk, CT CASE INFORMATION Statement of Claim filed: August 22, 1995. Claimant's Submission Agreement signed on: August 17, 1995. Statement of An

N.A.S TV AWARO NATION AT ASSOCIATION OF SRCURITIESJ3EALERS In the matter of the Arbitration Between Name of Claimant Maria Joaquin Name of Respondents Citicorp Investment Services, Stuart Rosenberg and Citibank, N.A. For Claimant: For Respondents: REPRESENT ATTON Anne G. Koza, Esq. Law Offices of Paul L. Tepper Van Nuys, California William W. Oxley, Esq. Orrick, Herrington & SutclifYe Los Angeles, California CASE INFORMAT

NASD REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION In the Matter of the Arbitration Between Name of Claimants Jay Weiner, Barry S, Rothman and et al. 95-04047 Name of Respondents Dickinson & Co. John W. Laurienti REPRESENTATION Claimants Jay Weiner, Barry S. Rothman, Steven M. Slovon, Michael Glazer, Ellen Glazer, Marc A. Glazer and Brenda L, Glazer were represented by Ronald B. Rubin, Esquire and Jonathan S. Feld,

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 00-05322 Gurcharan S. Sethi and Amarjit Sethi, claimants vs. Montrose Capital Management, Ltd. and Vivek Verma, respondents. ATTORNEYS: Claimants appeared Pro Se through Gurcharan S. Sethi; Robbinsville, NJ. For Respondent Vivek Verma appeared David Crystal II, Esq., of the firm Gilbride, Tusa, Last & Spellane, LLC: New York, NY. Respondent Montrose Capital Management did not respond

AWARD NASD, Regulation, Inc., Office of Dispute Resolution In the matter of the Arbitration Between NASD Regulation, Inc. No. 95-04046 Claimants DeLaine D. Richards vs. Respondents Smith Barney, Inc. Lance Sweet REPRESENTATION OF PARTIES For Claimant: William M. Bankston, Esq., Bankston & McCollum, P.C., Anchorage, Alaska For Respondents: William A. Hohauser, Esq., Smith Barney, Inc., New York, New York CASE INFORMATION State

N OF srrmrnps DEALERS. TNr_ In the matter of the Arbitration Between Name of Russell R. Miller, as Trustee for the Amended and Restated Russell R. Miller Intervivos Trust © National Association of Securities Dealer:;, inc. All Rights Reserved NASD Arbitration No.95-04042 rn^ nf Merrill Lynch, Pierce, Fenner & Smith, Inc. Bradford P. Shaffer For Claimant: H Reed H. Bement, Esq., San Francisco, California For Respondent