AWARD NASD REGULATION, INC., OFFICE OF DISPUTE RESOLUTION In the mutter ofthe Arbitration Between Name of Claimant John Julian Name of Respondents Charles Trenio and A.S. Goldmen & Company Arbitration No. 96-04005 For Claimant: For Respondents Charles Trento and A.S. Goldmen £ Company: REPRESKNTATION John Julian In Pro Per Palm Desert. California Lewis S. Goldberg, Rsq. Law Offices of Carole R. Bernstein^

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Names of Claimants Ronald Joseph Fay and Joan D. Fay NASD CASE NO. 96-04004 Names of Respondents Josephthal Lyon & Ross Incorporated and Mark Ford REPRESENTATION For Claimants: Jeffrey Tew, Esq. of Tew & Nowak, Miami, Florida. For Respondents: John Bersin, Associate General Counsel of Josephthal Lyon & Ross Incorporated. CASE INFORMATION

NASD REGULATION AWARD In the Matter of the Arbitration Between Name of Claimants James A. Pontrich and Diane P. Pontrich Pontrich Forms Service, Inc. James Pontrich IRA 96-04003 Name of Respondent Advest, Inc. For Claimants James A. Pontrich and Diane P. Pontrich, Pontrich Forms Service Inc. and James Pontrich IRA ("Claimants") appeared R. Dale Warren Esq., a sole practitioner located in Louisville, Kentucky. For Respondent Advest Inc. (

SENT BY: 7-26-98 ; 7:52AM JNASO ARBITRATION DPT 12122087581 ;#14/13 AfifiEfi QN. INC QT.TPPTQW In the matter of the Arbitration Name of n a im^yit. ( g ) Albert Jeung Russell Mark Jeung Arbitration NO. 96-03999 Name of Respondent ( a \ Quick & Reilly, Inc. Nace Nickel BEPBBSBHfrATTQM For Claimants: Richard Sacks and Irwin Stein, Investors Recovery Service, Novato r California For Respondents: Dean Urbanaki

AWARD NASD REGULATION, INC., OFFICE OF DISPUTE RESOLUTION In the Matter of the Arbitration Between ®SttS^"° f Name of Claimant «*" IQQfi Dean Witter Reynolds, Inc. All Rights Reserved 96-03997 Name of Respondents Oppenheimer & Co., Inc.; David A. Melby REPRESENTATION For Claimant: Dean Witter Reynolds, Inc. ("Dean Witter") was represented by Ronald P. Kane, Esq. of Gomberg, Kane & Fischer, Ltd., located in Chicago, Illinois. For Resp

NASD REGULATION, INC. AWARD NASD REGULATION, INC. In the Matter of the Arbitration Between Name of Claimants Vijay S. and Vaishali V. Havaldar 96-03993 Name of Respondent National Discount Brokers REPRESENTATION For Claimants Vijay S. Havaldar and Vaishali V. Havaldar ("claimants") appeared Adolph D. Seltzer, Esq., New York, New York. For Respondent National Discount Brokers ("respondent**) appeared David Robbins, Esq., of Kaufmann, Fein

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Douglas A. Kahn 96-03991 Name of Respondents A.S. Goldmen & Company, Inc. Frederick Birk CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on September 6, 19%, claimant Douglas A. Kahn ("claimant"), who appeared Pro Se, alleged that respondent A.S. Goldmen & Company, Inc. ("A.S. Goldmen

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. In the Matter of the Arbitration Between Name of Claimant Alex Theodore 96-03990 Name of Respondent Investors Associates Inc. CASE SUMMARY In a case filed with the National Association of Securities Dealers Regulation, Inc. on September 6, 1996, claimant Alex Theodore ("claimant"), through his representative and counsel Bruce Shand, Esq. of the law firm Ber

AWARD NASD REGULATION. INC.. OFFICE OF DISPUTE RESOLUTION In the matter of the Arbitration Between Name of Claimants Armin Esmaeili-Tehrani, Firouzeh Sarraf, Mehdi Sarraf, and Homay Sarraf v. Arbitration No. 96-03981 Name of Respondents Pacific Coast Financial Securities, Inc., Scott A. Presta, Thomas Cans, Don Tuilio Morandini, and Alan Lund REPRESENTATION For Claimants: Paul W. Thomas, Esq. Law Offices of Paul W

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 00-05183 William Cutler, claimant vs. Brown & Co. Securities Corp., respondent. ATTORNEYS: Claimant, William Cutler, appeared Pro Se, San Antonio, TX. For Respondent Brown & Co. Securities Corp. ("Brown") appeared Barry S. Fischer, Esq., in house counsel, Boston, MA. DATE FILED: November 21, 2000 CASE SUMMARY: Claimant alleged that respondent failed to complete execution of "sell to