NASD REGULATION AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Albert Adley, Extr/Est. Emily Rothschild 96-03190 Name of Respondents Dean Witter Reynolds Inc. Sheldon Kramer REPRESENTATION For Claimant Albert Adley, Extr/Est. Emily Rothschild ("Claimant"): Albert Adley, Executor. For Respondents Dean Witter Reynolds Inc. ("Dean Witter") and Sheldon Kramer ("Kramer"): Mihal

FEB. 1.1999 li:20flM NO.295 P.12 NASD AWARD NASD Regulation, Inc., Office of Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Michael Newman 96-03187 Name__of_ResDondant Dean Witter Reynolds, Inc. REPRESENTATION For Claimant Michael Newman ("Newman"): Ronald Shindler, Esq. of Fowler White Burnett Hurley Banick, Miami, Florida. For Respondent Dean Witter Reynolds, Inc. ("DWR"): Bradford D. Kaofinan, Esq. of Ste

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Keith Patrick Ligori 96-03186 Name of Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc Andrew P. Edelmann REPRESENTATION For Claimant: Steven G. Wenzel, Esq. of the law film of Gonzalez and Wenzel, Tampa, Florida. For Respondents: Bennett Falk, Esq. of the law firm of Morgan, Lewis & Bockius, LLP, Miami, Florida.

NASD REGULATION AWARD In the Matter of the Arbitration Between NanjeofClaHnant William W, Stafford 96-03184 Gnmtal & Co., Inc. Arlene %zem Claimant William W. Stafford ("claimant 11 ) appeared pro se. For respondents Gruntal & Co. , Inc, ("Gnintal") and Artene Bezetn ("Bezem 11 ) appeared Donald N, Cohen, Esq., Assistant General Counsel for Gnintal & Co., Inc. ; CASE INFORMATION Statement of Claim was fifed on July 23, 1996.

AWARD NASD Regulation, Inc In the matter of the Arbitration Between Name of Claimant(si Richard F. Behnke Arbitration No. 96-03176 Name of Respondentfs) Windsor Reynolds Securities, Inc. REPRESENTATION For Claimant: Richard F. Behnke, Honolulu, Hawaii For Respondent: Marc Burton, Windsor Reynolds Securities, Inc., New York, New York CASK INFORMATION Statement of Claim filed: July 22, 1996 Claimant's Submission Agreement signe

NASD REGULATION AWARD NASD REGULATION, INC. In the Matter of the Arbitration Between Name of Claimants Michael and Dianna Feldman 96-03168 Name of Respondents J.B. Oxford & Company James Allen Atkinson REPRESENTATION Claimants, Michael and Dianna Feldman (the "Claimants"), appeared pro se. For Respondents, J.B. Oxford & Company ("Oxford") and James Allen Atkinson ("Atkinson"), (collectively the "Respondents") appeared Cynthia M. Schleind

Arbitration & Mediation National Association of Securities Dealers.Inc. * NASD Financial Center * 33 Whitehall Street* New York.NY 10004* Fax 212-858-4429 Washington DC Satellite office at: 1735 K Street, NW * Washington, DC 20006 * Fax 202-728-6952 N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Robert Baron 96-03165 Name of Respondent Jim Hughes CASE SUMMARY In a claim

Award NASD Dispute Resolution In the Matter of the Arbitration Between: David Lerner Associates, Inc., (Claimant) vs. Bruce D. Brown and Prudential Securities Incorporated, (Respondents) Case Number: 00-05138 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant David Lerner Associates, Inc., hereinafter referred to as "Claimant": Michael G. Shannon, Esq., Brown Raysman Millstein Felder & Steiner LLP, New York, NY. (Mr. Shannon was wit

AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of Arbitration Between Lucille Gidseg. Claimant, and No. 96-03154 Kidder, Peabody & Co., Inc. and Albert M. Krohn. Jr. Respondents, REPRESENTATION OF PARTIES Claimant, Lucille Gidseg, was represented by Rozanne Moore McKinney, Esquire of McKinncy & McKinney, P.C.. located in Fairfield, Texas. Respondents, Kidder. Peabody & Co.. Inc. and Albert M. Krohn. Jr. ("Krohn,")

N.A.S.D. ARBITRATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. In the Matter of the Arbitration Between Name of Claimants Robert E. and Barbara A. Warren 96-03146 Name of A.S. Goldmen & Company Joseph Piscopo CASE SUMMARY In a claim filed with the National Association of Securities Dealers Regulation, Inc. on July 23, 1996, claimants Robert E. Warren and Barbara A. Warren ("claimants"), who appeared Pro Se, alleged th