JflN.21.1999 li:25fiM N0.553 P.48 AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Name_of_Clafanant The Seibels Bruce Group, Inc. NASD CASE NO. 96-03021 of Respondents Prudential Securities Incorporated and William B. Danzell REPRESENTATION For Claimant: Joseph R. Manning, Esq. of Morris, Manning & Martin, Atlanta, Georgia and Stephen E. Carter, Esq. of Bethea, Jordan & Griffin, P.A., Hilton Head Island, South Caroli

NASD AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. IN THE MATTER OF THE ARBITRATION BETWEEN § § MICHAEL J. LEWIS, § § CLAIMANT, § V. § NASD CASE NO: 96-03017 § BEN B. CRAVENS AND § OPPENHEIMER& Co., INC., § § RESPONDENTS. § § REPRESENTATION OF PARTIES Claimant, Michael J. Lewis, was represented by Victor Makris, Esq. of Houston, Texas. Respondents, CIBC OppenheimerCorp. formerly known as Oppenheimer& Company, Inc

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 00-05122 Nealon Scoones, claimant vs. Ameritrade, Inc., respondent. ATTORNEYS: Claimant, Nealon Scoones appeared Pro Se, Chicago, IL. For Respondent, Ameritrade, Inc., appeared James J. Vihstadt, in house counsel, Bellevue, NE. DATE FILED: November 17, 2000 CASE SUMMARY: Claimant alleged that respondent failed to properly process a "sell to close order" resulting in financial losses.

AWARD NASD REGULATION, INC., OFFICE OF DISPUTE RESOLUTION In the matter of the Arbitration Between Name of Claimant Michael Z. Landy v, NASD Regulation, Inc. Arbitration No. 96-03011 Name of Respondents Cantor Fitzgerald & Co. and Howard Lutnick REPRESENTATION For Claimant: Michael R. Mitchell, Esq. Los Angeles, California For Respondents: Robert F. Mace, Esq. Cantor Fitzgerald & Co. New York. New York CASE INFORMATION

AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Thomas Bright and Karen Bright, and Thomas Bright, IRA, Claimants, and No. 96-03010 Nichols, Safina, Lerner & Co., Steven lannuzzi, Respondents, REPRESENTATION OF PARTIES Claimants Thomas Bright and Karen Bright, and Thomas Bright, IRA were represented by Steven J. Card, Esquire of Page & Bacek located in Atlanta Georgia. Respondents Nichols, Sa

NASD REGULATION, INC. STIPULATED AWARD In the Matter of the Arbitration Between Name of Claimants David Velinsky 96-03009 i Name of Respondents NatWest Investor Services Corp. REPRESENTATION For claimant David Velinsky ("claimant") appeared Morgan W. Bentley, Esq. with law offices in Newark, New Jersey. For respondent NatWest Investor Services Corp. ("respondent") appeared Mark S. Mancher of the law offices Jackson, Lewis, Schnitzler & K

NASD REGULATION, INC. AWARD NASD REGULATION, INC. In the Matter of the Arbitration Between Name of_Claimant First Cambridge Securities Corporation 96-03002 Name of Respondent Howard Silverman REPRESENTATION For Claimant, First Cambridge Securities Corporation ("Claimant"), appeared Donna R. Shahrabani, Esq., of the law firm Anderson & Rottenberg located in New York, New York. Respondent, Howard Silverman ("Respondent"), appeared Pro Se.

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 96-02999 J.W. Charles Securities Inc., claimant v. Michael Kalfa, respondent. ATTORNEYS: For Claimant appeared Gregory Tendrich, Esq. - Boca Raton, FL. Respondent did not appear. DATE FILED: 7/12/96 CASE SUMMARY: Claimant alleged respondent failed to pay a promissory note. Claim Data Claim: $4,000.00 Interest: 12% per annum until paid Punitive: $.

Arbitration & Mediation National AswKwtion of Securities Dealers,Inc. * NASD Financial Center * 33 Whitehall Street * New York,NY 10004 * Fax 2I2-858-442*) Washington DC Satellite office at: 1735 K Street. NW * Washington. DC 20006 * Fax 202-728-6952 N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Edwin R. and Dorothy A. Jenks as Co-trustees for the Edwin R. and Dorothy A. Jenks Trust

NASD REGULATION AWARD In the Matter of the Arbitration Between Name of Claimant Samuel P. Chiancola Trustee/Rev. Trust 96-02993 Name of Respondents A.S. Goldmen & Company, Inc. Vincent Caracciolo REPRESENTATION For Claimant The Samuel P. Chiancola Revocable Trust ("claimant") appeared Samuel P. Chiancola, trustee of claimant. However, at the hearing conducted on April 18, 1997, on behalf of claimant, appeared Ann Pauly, Esq., of the law offi