* s Arbitration N.A.S.D. AWARD NWICNAL ASSOdaXICN Off SBCDRITIES DERLERS In the Matter of the Arbitration Between Of Ellen. Cozy Ejpstein Name of Respondent Shearson tinman Brothers r Inc. 91-00199 National Association of Securities Dealers, Inc. NASD Financial Center 33 Whitehall Street New York, N.Y, 10004 FAX (212) 858-4389 For Claimants Daniel Efcstein, Rachael gpstein and Ellen ^pstein ("Claimants"): Rich

NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC, In the Matter of the Arbitration Between Edward Kozinn vs, Gerald D. Harvey Claimant Respondent Case #91-00194 Award QftSE SUMMARY Edward Kozinn, Pro Se Claimant, in a claim filed with the National Association of Securities Dealers , Inc . on January 17 , 1991, alleged that Respondent Gerald D. Harvey, while employed as a broker at Stuart -James Company in Darien, CT, failed to execute

N.A.S.D. NATICNAL ASJJUL'IATICK OP .SH.IIK1T.1ES PRATERS In the Matter of the Arbitration Between Carl T -»**^ and Salvatore Ruggiero vs. NASD Arbitration No. 91-00186 stein For Claimants* Carl Tacho & Salvatore Ruggiero, Fro per For Respondent: Mlrhnal Stein, Pro pear Statement of (Tlnlm filed: January 16, 1991 jutt manont- fligntf^j ens JiBOuazy ll r 1390 Statement of Answer filed by BMprnrtmtt May 8, 1591 Responden

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In che Matter of the Arbitration Between Name of Claimant Rosemarie L. Koss Case # vs. 91-00183 Name of Respondents Andover Securities. Inc. Kent Miller Terry McGavern Dennis Smith REPRESENTATION For Claimant: Christopher J. Barber of the law firm of Adler, Kaplan & Begy For Respondents: James D. Griffin from the law firm of BlackweU Sanders Matthew Weary & Lombardi. f

N.A.S.D. NKTICNRL ASSOCIATION OF SECURITIES DERLERS In the Matter of the Arbitration. Between Q£ Sam Kumar Gupta 91-00182 Name of Sesnonrlpnta Vautraln Nelson Lef evre Endsley & Durham Lynn D. Vautrain HEHnBg agra TT T ?T OF Claimant did not appear. Respondent Lynn D. Vautrain appeared pro se* case iHpgamnQg The Statement of m^m was filed en. or about January 15, 1991. Claimant's Submission Agreement signed, en. J

N.A.S.D. AWARD NMTCMAL ASSOCIATION OF SBCORITXES DEALERS In the Matter of the Arbitration Between Robert J. Glynn Mazy A. Glynn NASD Arbitration vs. No. 91-00178 Dean Witter Reynolds, Inc. and Paul Roye For Claimant: David Hayes, Esq. of Glynn & Harvey. For Respondent: Eric Wallis P Esq. of Crosby, Beaf ey, Roach and May CftSS Statement of ma-i™ filed January 16, 1991. Claimant's Submission Agreement signed on: March IS, 1991

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 00-04939 First Union Securities Incorporated, claimant vs. Sarah Jane Hawthorne, respondent. ATTORNEYS: For Claimant appeared, James A. Vollins, Esq., Vice President and Associate Counsel, Charlotte, NC. Respondent did not respond to the Statement of Claim. DATE FILED: November 7, CASE SUMMARY: Claimant alleged that respondent failed to repay a debit in her securities account.

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the ttotter of the Arbitration Between I 1 Name of Claimant (s) *- Joe Jay Clonts, III Name of First American National Securities, Inc. 91-00176 For Claimant: Joe Jay Clonts III appeared pro se. For Respondent: First American National Securities, Inc. was represented by Edwin L. Bsffiman, Esq. of First American National Securities, Inc., Duluth, Georgia. Statement of Clajjn

NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. In the Matter of the Arbitration Between James W. & June K. Churchman Claimant vs. Merrill Lynch. Pierce. Fenner & Smith, Inc vs . Linda H. Francis Respondents CASE #91-00173 AWARD CASE SUMMARY James W. and June K. Churchman, in a claim filed with the National Association of Securities Dealers, Inc. on January 16, 1991, alleged that they were purposely misled by the information

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between e of Claimant Marcia M. Roubik NoT 91-00169 of Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. Thomas R. Valaika Larry H. Lovitsch REPRESENTATION OF PARTIES For Claimants: Paul D. Carrier, Esq. of Fishman & Merrick, Chicago, Illinois. For Respondents: Peter A. Cantweil, Esq, and Steve Boulton, Esq. of Cantwell & Cantweil, Chicag