NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 00-00465 Damian Arahill, Claimant vs. Marc Bennett Freeman, Morgan, Taylor & Associates, and Alexander Velez, Respondents. ATTORNEYS: For claimant appeared Leandre M. John, New York, NY. For respondent, Marc Bennett Freeman, appeared Robert L. Herskovits, Esq., of the Law Offices of Michael F. Bachner, New York, NY. For respondents, Morgan, Taylor & Associates and Alexander Velez appe

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Betveen Leonard Gerstei Sheila Gerstei t vs. llWlll^^Cbnsolidated with 90-03215 of Prudential-Bache Securities, Inc. Filip For Claimants: Leonard Gerstei of 591 Cervantes Drive, Green Valley, NV 89014 For Respondents: Christopher P. Trapani, Esq. of Prudential-Bache Securities, Inc., 127 John Street, New York, NY 10292-0325 .-«• «p-

NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. CASE #90-03213 AWARD In the Matter of the Arbitration Between Mark 0. Lennon Claimant vs. John Cepeda : Respondent t CASE SUMMARY Pro Se Claimant Mark D. Lennon, in a claim filed with the National Association of Securities Dealers, Inc. on November 14 f 1990, alleged that Respondent John Cepeda, a registered representative at A.L. Williams/First American National Securities,

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of Arbitration Between Name of Claimants Roman and Marie Sterlin v. 95-01103 Name of Respondents David Solomon Robert Ford American Trading Securities Corp. REPRESENTATION For Claimants, Roman and Marie Sterlin, appeared Roman Sterlin (pro se). For Respondents, David Solomon, Robert L, Ford and American Trading Securities Corp., appeared Stephen A. Zrenda, Esq. f

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between of Claimant Joseph and Eileen Jaminiski 95-01098 Name of Respondent Hanover, Sterling & Co. , Ltd. Adler, Coleman & Co., Inc. CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on March 2, 1995, Claimants Joseph and Eileen Jaminiski ("J. Jaminiski"), who appeared Pro Se, alleged that Respondents Hanover,

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Linda Samet Name of Respondents Goodwin Telzer Tripp & Co.,Inc. Arlene Telzer Consolidated With Name of Respondents Goodwin Telzer Tripp & Co.,Inc. Arlene Telzer Case No. 95-01096 In the Matter of the Arbitration Between Name of Claimant Eleanore Elefant Case No. 95-01431 REPRESENTATION

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimants Royal Alliance Associates, Inc. SunAmerica Securities, Inc. 95-01092 Name of Respondents IDS Life Insurance Company American Express Financial Advisors, Inc. REPRESENTATION For Claimants Royal Alliance Associates, Inc. ("Royal") and SunAmerica Securities, Inc. ("SunAmerica") (collectively referred to as "Claimants") appeared Tom Campbell, Esq., Pace

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Merrill Lynch, Pierce, Fenner & Smith, Inc. Case No. 00-04598 Hearing Site: Boca Raton, Florida Names of Respondents Richard A. and Tiffany M. Winikoff REPRESENTATION OF PARTIES For Merrill Lynch, Pierce, Fenner & Smith, Inc. ("Merrill") hereinafter referred to as "Claimant": Jason M. Fedo, Esq., Greenberg Trauig, P.A., West Palm Beach, Florida.

AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Pueblo of Sandia, a federally recognized Indian tribe, Claimant, v. No: 95-01080 Smith Barney Shearson, Inc., and Jeffrey M. Lamb Respondents. REPRESENTATION OF PARTIES Claimant Pueblo of Sandia, a federally recognized Indian tribe, ("Claimant") were represented by Clinton W. Marrs, Esq. of Kemp, Smith, Duncan & Hammond, P.C. located in Albu

N.A.S.D. REGULATION, INC., DISPUTE RESOLUTION ARBITRATION AWARD In the Matter of the Arbitration Between Name of Claimants Charles A. Rey; Rey Marketing, Inc. 95-01075 Name of Respondent Merrill Lynch, Pierce Fenner & Smith, Inc. REPRESENTATION For Claimants: Charles A. Rey and Rey Marketing, Inc. ("Rey") were represented by R. Steven Polachek, Esq., located in Barrington, Illinois. For Respondent: Merrill Lynch, Pierce, Fenner & Smith,