Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of th p ^Iflimflntg P^Q^. NnmN 3 * 1 " 00-04535 Frank Glosky, William Palmer and Jack Zausa of flip. ]^gpnflHf*f|fg Hiring ^ tfv Chicago, Illinois Daniel Sigfrid and Waterford Financial, Inc. T*F.PTtF.SF.NTATTm Claimants Frank Glosky ("Glosky"), William Palmer ("Palmer"), and Jack Zausa ("Zausa"), hereinafter collectively referred to as C

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Gregory McAfee Claimant / - vs. -•' -•- Charles Schwab & Co. Respondent REPRESENTATION OF PARTIES Claimant Gregory McAfee was represented by Benjamin P. Abney, Esq. of Chapel, Riggs, Abney, Neal & Turpen, Tulsa, Oklahoma. Respondent Charles Schwab & Co., Inc. was represented by P. Scott Hathaway, Esq. of Conner & Winters, Tulsa, Oklahom

NATIONAL ASSOCIATION OF"SECURITIES DEALERS, INC. In the Matter of the Arbitration Between Eileen Rimmer Claimant vs . George Villasi David Lerner Associates, Inc. Respondents CASE f90-02868 AWARD CASE SUMMARY Pro Se Claimant, Eileen Rimmer, in a claim filed with the National Association of Securities Dealers, Inc. on October 15, 1990, alleged that Respondent George Villasi, her account representative at David Lerner Associate

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of f 1 a i mant f s ^ Keith E. Long 90-02867 Name of Respondent(s) Waterhouse Securities Heard before: Name Elliott Finkel Public Claimant represented himself and Philip fcfcElynn represented Waterhouse Securities. This matter was initiated by a Statement of Claim filed with the National Association of Securities Dealers, Inc.

NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. In the Matter of the Arbitration .Between Charles E. and Ruth M. Rigga Claimants vs. Charles Schwab and Company Respondent Case *90-02861 AWARD r.ASE SUMMARY Charles E, and Ruth M. Riggs, Pro Se, in a claim filed with the National Association of Securities Dealers , Inc. on October 15, 1990 , alleged that Respondent, Charles Schwab and Company 'failed to respond to their attempts to di

NASD N.A.S.D. AWARD Arbitration NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant(s\ Karr Ellis & Co. Inc. 90-02855 Name of Respondentfs\ State Mutual Life Assurance Co. of Am. SMA. Life Assurance Co. of America SMA Equities, Inc. James L. Weimar, Sr., CLU James L. Weimar, Jr. National Association of Securities Dealers, Inc. NASD Financial Center 33 Whitehall Street

N.A.S.D. AWARD KATIONAL ASSOCIATION OF SECURITIES DEALERS 1 _. — i In the Matter of the Arbitration Between , Name of Bowen, Miclette & Descant, Inc. 90-02854 Name of Respondent? s) Shearson Lehman Hutton, Inc. Paul C. Davy For Claimant: Bcwen, Miclette & Descant, Inc. was represented by Nancy Wilson Hargrove, Esq. and Robert S. Maclntyre, Jr., Esq. of Baker, Brown, Sharman & Parker, Houston, Texas. For Respondent: Shearson Lehma

NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. In the Batter of the Arbitration_Between } } Dev Tyagi ) Jessie Tyagi, and ) Rameshwari Tyagi ) Claimants ) ) AWARD vs. ) ) NASD #90-02852 Charles Schwab & Co., Inc. ) Respondents ) _) REPRESENTATION Claimants were represented by M. Paige Mitchell, Esq., of Karr, Tuttie, Campbell, Seattle, Washington. Respondent was represented by Robert Baronsky, Esq., of Beresford

N.A.S.D. AWARD NKTICNRL ASSOCIATION OF SECURITIES DEALERS, In the Matter of the Arbitration Between Name of Claimants Andreadis Elef therios Andreadis Modified Award 90-02848 Mams of Respondents Merrill Lynch Pierce Fenner & Smith, IDG. Clifford Burke For Claimants: Tbonas J. Fieger, Esq. of the law firm of Cherry Ferrara Mutzel Belefonte McFadden and Wesner. For Respondents: Michael E. Olney, Esq. QftSE INPCKMBT1CN Statement

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 00-04532 John K. Folson, claimant vs. National Discount Brokers, respondent. ATTORNEYS: Claimant, John K. Folson, ("Claimant"), appeared Pro Se., College Park, GA. Respondent, National Discount Brokers, ("Respondent"), appeared through its Compliance Manager, Richard Cadigan, Jersey City, NJ. .j DATE FILED: October 12, 2000 CASE SUMMARY: Claimant alleged that he owned HNCSV stock