STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Ronald S. Bergman and Names of Respondents Transamerica Financial Advisors, Inc., Locust Street Securities, Inc., and Lonnie-T. Shannon Case Number: 03-02703 Hearing Site: Omaha, Nebraska NATURE OF CASE Customer v. Members and Associated Person REPRESENTATION OF PARTIES Ronald S. Bergman ("Bergman or Claimant") was represented b

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Claimant James Robert Kimberlin Case Number: 03-02696 v. Respondents Metropolitan Life Insurance Company Hearing Site: Nashville, Tennessee Metlife Securities, Inc. Nature of the Dispute: Associated Person vs. Member Firms REPRESENTATION OF PARTIES Claimant, hereinafter referred to as "Claimant": Jeffrey Switzer, Esq. Evans, Jones & Reynolds Nashvi

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Bill L. Sanders vs. Charles Schwab & Co., Inc. and Brady McArdle Case Number: 03-02692 Hearing Site: Indianapolis, Indiana NATURE OF DISPUTE Customer vs. Member Firm and Associated Person REPRESENTATION OF PARTIES * Claimant: Bill L. Sanders ("Sanders"), hereinafter referred to as "Claimant," represented by Martin Fletcher, Sr., Esq., Fletcher & Niemann, Fort Wayn

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant James H. McGrath Name of the Respondents A.G, Edwards & Sons, Inc. and Thomas L. Rape Case Number 03-02690 Hearing Site: St. Louis, Missouri Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimant, James H. McGrath, hereinafter referred to as "Claimant": Steven W. Koslovsky, Esq., located in Marylan

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-02686 Josephthal & Co,, Inc., Claimant v. Matthew F. Tenaglia, Respondent. ATTORNEYS: For Claimant, Josephthal & Co., Inc., ("Claimant"), appeared Eric I Shames, Esq., New York, NY. For Respondent, Matthew F. Tenaglia, ("Respondent"), appeared Michael Utilla, Esq. Brooklyn, NY. NATURE-OF DISPUTE: Member v: Associated-Person- DATE FILED: April 11, 2003 CASE SUMMARY: Claimant alleg

Stipulated Award NASD Dispute Resolution In the Matter .of the Arbitration Between: Harmony Thaler (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Paul Padovanni (Respondents) Case Number: 03-02685 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Harmony Thaler ("Thaler") hereinafter referred to as "Claimant": Greg Scott Goodman, Esq., Goodman & Goodman

Award NASD Dispute Resolution In the Matter of the Arbitration Between: D.A. Davidson & Co., Claimant v. Kenneth J. Galimanis, Respondent Case Number: 03-02674 Hearing Site: Seattle, Washington Nature of the Dispute: Member Firm v. Associated Person REPRESENTATION OF PARTIES For Claimant: Andrew F. Rigel, Esq. Lane Powell Spears Lubersky LLP Seattle, Washington For Respondent: Kenneth J. Galimanis In Pro Per Seattle, Washington CASE

Award NASD Dispute Resolution In the Matter of the Arbitration Between: William J. Klausman and Barbara J. Klausman, Claimants v. RBC D^in Rauscher, Inc. and Eric P. Niedermeyer, Respondents Case Number: 03-02673 Hearing Site: Port land, Oregon Nature of Dispute: Customers v. Member Firm and Associated Person REPRESENTATION OF PARTIES For Claimants: For Respondents: Richard Layne Portland M. . Layne, Esq. & Lewis LLP

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-02669 Ronald J. Panarelli Name of the Respondent Hearing Site: Atlanta, Georgia Fahnestock & Co., Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Ronald J. Panarelli, hereinafter referred to as "Claimant": Robert H. McKnight, Esq., Freed & Berman, P.C., Atlanta, Georgia. For Fahnestock & Co., Inc. ("Fahn

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-02667 Samuel L. Frierson Samuel L. Frierson IRA Names of the Respondents Hearing Site: Tampa, FL Josephthal & Co., Inc. Richard T. Corso Wachovia Securities, LLC Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Samuel L. Frierson and Samuel L. Frierson IRA, hereinafter referred to as