Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant: Naomi Amos Case Number: 03-02529 Name of the Respondents: Multi-Financial Securities Corporation Jerry Owen Mofield Investors Financial Advisors Hearing Site: Richmond, Virginia Nature of the Dispute: Customer vs. Member, Non-Member, and Associated Person. REPRESENTATION OF PARTIES Claimant, Naomi Amos, hereinafter referred to as

Award NASD Dispute Resolution In the Matter of the Arbitration Between: ff nf the Claimant fase >frimhcy- 03-02526 K-Mo Properties, Ltd., and Kay Harris, Individually and as Trustee for K-Mo Properties, Ltd. H par iTi£ Sit?' Dallas, Texas AG. Edwards & Sons, Inc.; Lois M. Powell; Richard Leslie Terrill; and, Mark W. Engelbrecht N ATTTpF 0^ TTTF niSPTTTF Public Customers v. Member Firm and Associated Persons Claimants

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants The Estate of William Horton and The Estate of Viola D. Horton and Patricia Sopp, JTWROS Names of the Respondents Salomon Smith Barney, Inc., now known as Citigroup Global Markets, Inc. and Richard A. McGarrah Case Number: 03-02516 Hearing Site: Atlanta, Georgia Nature of the Dispute: Customer vs. Member and Associated Person. REPRE

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-02514 Eugene Armstrong, an individual, Peggy Armstrong, an individual, and Richard Armstrong, an individual Names of the Respondents Hearing Site: Tampa, Florida Stephen Greenhut, an individual, Christopher Knotts, an individual, and Morgan Stanley, a Delaware corporation, f/k/a/ Morgan Stanley Dean Witter & Co. Nature of the Di

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-02513 Earl Concors Elaine Concors Name of the Respondent Hearing Site: Tampa, Florida Merrill Lynch, Pierce, Fenner & Smith, Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Earl Concors ("EAC") and Elaine Concors ("ELC"), hereinafter collectively referred to as "Claimants": Scott J. Link, Esq., Ackerma

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Ctaimant/Counter-Respondent First of Michigan Corp. and 00-04498 Southfield, Michigan Respondents/Counterclaimants/Third Party Claimants Robert R. Richards and Elizabeth Richards and Third Party Respondents Noel Reschke Violet Kobielski, and Brian Rentz REPRESENTATION OF PARTIES First of Michigan Corp. ("FOMC") Noel Reschke ("Reschke"), Violet Kobiel

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Young Bin Im and Junk Sook Im, Sang G. Park, Young Jo Shin and Young Ja Shin, Steven Park and Kay Park, Young H. Lee and Ou Ai Lee, and The Allergy Medical Group Pension Plan, Claimants v. Yojin Jung, Respondent Case Number: 03-02504 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimants: Marc I. Zussman, Esq. Law Offices of Marc I. Zussman Los Angeles

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-02503 Eugene F. Mauck HI, Claimant vs. Jon Garcia, Respondent. ATTORNEYS: Claimant appeared pro se, Fairfax, VA. Respondent appeared pro se, Washington, DC. DATE FILED: April 4, 2003 CASE SUMMARY: Claimant alleged that Respondent failed to pay him earned commission income for a variable life policy processed and issued February 9, 2002. Claimant maintained that due to Respondent's ac

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Thomas A. Burns, III (Claimant) v. Gotham Trading Group, LLC (Respondent) Case Number: 03-02500 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES Claimant Thomas A. Burns, III ("Burns") hereinafter referred to as "Claimant" appeared pro se. Respondent Gotham Trading Group, LLC ("Gotham") hereinafter referred to as

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Stephen Devillo and Norma M Devillo (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and William P. Loftus (Respondents) Case Number: 03-02497 Hearing Site: New York, New York Nature of the Dispute: Customers v. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Stephen Devillo and Norma M. Devillo hereinafter collectively referred to as "Clai