Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Donna Bienkowski (Claimant) v. Commonwealth Financial Network and John DelVecchio (Respondents) Case Number: 03-01791 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant, Donna Bienkowski ("Bienkowski") hereinafter referred to as "Claimant": Brian A. Carlis, Esq. and Aaron C. Buser, Esq.,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Sheri Ann Garay, and Sheri Garay Custodian for Marisa Garay, Sheri Garay Custodian for Alana Garay, Sheri Gary IRA, Site for Sore Eyes Profit Sharing Plan U/A 01/01/1999, Claimants v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Peter Christopher Karp, Respondents Case Number: 03-01786 Hearing She: San Francisco, California Nature of the Dispute: Customers v. Member and As

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-01779 Mabel J. Morgan, IRA and John and Mabel Morgan Revocable Trust, Claimants vs. John Macchi and Salomon Smith Barney, Inc. n/k/a Citigroup Global Markets Inc., Respondents. ATTORNEYS: ~ Claimant appeared pro se, El Sobrante, CA. For Respondents appeared in-house counsel, Ann Parry, Esq., New York, NY. DATE FILED: February 25, 2002 CASE SUMMARY: Claimant alleged that Respondents faile

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Vocational Homemaking Teacher's Association of Texas, Inc. a/k/a Vocational Home Economics Teacher's Association of Texas and Names of Respondents Raymond James & Associates, Inc Roy Sparkman Case Number: 03-01777 Hearing Site: Houston, Texas NATURE OF DISPUTE Customer v. Member Firm and Associated Person REPRESENTATION OF PARTI

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Evelyn M. Greenfield and Evelyn M. Greenfield IRA, Claimants v. Advest, Inc. and Ralph Picascio, Respondents/Third-Party Claimants v. Eugene Nagel, Third-Party Respondent Case Number: 03-01768 Hearing Site: New York, New York Nature of the Dispute: Customers v. Member and Associated Person (Initial Claim) Member and Associated Peron v. Customer (Third-Party Claim) REPRESE

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants John P. Morgan, individually and Jeffrey P. Lawson, not individually but solely as Trustee of The Kacie K. McLean Exempt Trust, The Joseph J. Morgan Exempt Trust, and The Karri J. Gabridge Exempt Trust Name of the Respondent Goldman, Sachs & Co., a New York Corporation and successor in interest to Goldman Sachs & Co., a New

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Tlai'mants Case Nirmher 03-01757 Newton and Eleanor Deibert fi nf thf* Respondents Hpflrino Site- Philadelphia, PA JJ.B. Milliard, W.L. Lyons, Inc. (flk/a PNC Brokerage Corp.) Gregory Trimbur Nature of the Dispute: Customers vs. Member and Associated Person. RFPRFSFNTATTON OF PARTTFS Claimants, Newton and Eleanor Deibert. hereinafter collectively referred to as "Claimant

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between , Claimant : Andrew Marer Rosenblum and Case Number: 03-01755 Hearing Site: Detroit, Michigan Respondents Merrill Lynch Pierce Fenner & Smith, Inc. and John M. Nowak . • NATURE OF CASE Customer v. Member and Associated Person REPRESENTATION OF PARTIES Andrew Marer Rosenblum ("Claimant") was represented by Alan J. Foxman, Esq., Boca Raton, Florida.

NASD RECULATIOM Award NASD Dispute Resolution In the Matter of the Arbitration Between: James P. ReiUy (Claimant) v. Thomas George Damasco, Jr. (Respondent) ; 03*01754 Hearing Site: Cleveland, Ohio Nature of the Dispute; Customer vs. Associated Person. REPRESENTATION OF PARTIES Claimant James F. Rcilly ("Reilly") hereinafter referred to as "Claimant": James £. Morgan, Esq., James E. Morgan Attorney at Law, Holland, OH. Respondent Thomas Damasco

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Estate of Theodore Lockreni, Claimant v. Prudential Securities, Inc., Gail Spicuzza-Zorn, and Pruco Securities Corporation, Respondents Case Number: 00-04488 Hearing Site: Las Vegas, Nevada REPRESENTATION OF PARTIES For Claimant: Samuel Y. Edgerton, Esq. Nash & Edgerton Hermosa Beach, California For Respondents Kimberly Wong, Esq. Prudential Securities Inc. and Keesal, Y