Award NASD Dispute Resolution In the Matter of the Arbitration Between: Domingo Santa Cruz (Claimant) v. William B. Austin, Alan Peterson, and Austin & Associates (Respondents) Case Number: 03-01556 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Domingo Santa Cruz ("Santa Cruz") hereinafter referred to as "Claimant": Lovester Wilson, Esq., Frankfurt/Main,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-01555 Ronen Slutzky & Shlomo Slutzky Names of the Respondents Hearing Site: Philadelphia, PA Merrill Lynch, Pierce, Fenner & Smith, Inc. Alan Leventen Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES Claimants, Ronen Slutzky and Shlomo Slutzky, hereinafter collectively referred to as

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Theocharis and Demetra Nicolaou (Claimant) v. Morgan Stanley DW, Inc. and Armodios Papagianakis (Respondents) Case Number: 03-01549 Hearing Site- New York, NY Nature of the Dispute: Customers v. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Theocharis and Demetra Nicolaou ("The Nicolaous") hereinafter collectively referred to as "Claimants": Robert

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number 03-01543 Frank H. Henderson, n Names of the Respondents Hearing Site: Little Rock, AR The Malachi Group, Inc. Porter Bingham Nature of the Dispute: Associated Person vs. Member and Associated Person. For Frank H. Henderson, n, hereinafter referred to as "Claimant": Gary P. Barket, Esq., Little Rock, AR. For The Malachi Group, Inc. ("Malac

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Michael R. Stuart (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Carol Scatolini (Respondents) Case Number: 03-01542 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Michael R. Stuart ("Stuart") hereinafter referred to as "Claimant" appeared pro se. Respondents Merril

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-01541 Thelma H. Rosenblum, TTEE, Claimant vs. Eric Applewhite and Richard A. Bello, Respondents. ATTORNEYS: Claimant appeared pro se, Delray Beach, FL. For Respondents appeared Citigroup Global Markets Inc.'s in-house counsel, Joseph A. Sack, Esq., New York, NY. DATE FILED: March 4, 2003 CASE SUMMARY: Claimant alleged that Respondents placed her account in unsuitable investments and

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 00-04469 Stephen J. Folkard, Claimant vs. Susan Lobosco, Sarkis Shrinian and Salomon Smith Barney, Respondents. ATTORNEYS: Claimant, Stephen J. Folkard, appeared Pro Se, Hillsdale, NJ. For Respondents, Susan Lobosco, Sarkis Shrinian and Salomon Smith Barney, appeared Ann Parry, Esq., General Counsel, Salomon Smith Barney, Inc. DATE FILED: October 9. 2000 CASE SUMMARY: Claimant all

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-01540 Eileen Ellicott, Claimant v. Merrill Lynch Pierce Fenner & Smith, Inc., Respondent. ATTORNEYS: Claimant, Eileen Ellicott, ("Claimant"), appeared pro se, Medford Lakes, NJ. Respondent, Merrill'Lynch Pierce Fenner & Smith, Inc., ("Respondent") appeared through its in- house counsel, Christopher D. Cavuoti, Esq., New York, NY. NATURE OF DISPUTE: Customer v. Member DATE FILED: March 4,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Josephine F. Dunne Name of the Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. Peter Edson Driscoll Case Number: 03-01537 ring Site- Washington, B.C. Nature of the Dispute: Customer vs. Member and Associated Person. RP.PRRSFNTATTON OF PARTIES Claimant, Josephine F. Dunne, hereinafter referred to as "Claimant", was represented by John P.

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Norma B. Franklin and Names of Respondents Merrill Lynch Pierce Fenner & Smith and Donna P. McKenzie Grimm Case Number: 03-01533 Hearing Site: Houston, Texas NATURE OF DISPUTE Customer v. Member Firm and Associated person REPRESENTATION OF PARTIES Norma B. Franklin ("Claimant") was represented by Bradley M. Whalen, Esq., of Doyle, Restrepo