Award NASD Dispute Resolution In the Matter of the Arbitration Between: Lydia McConnell (Claimant) v. Prudential Securities, Inc. n/k/a Prudential Equity Group, Inc. and Richard Siderowf (Respondents) Case Number: 03-01048 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Lydia McConnell ("McConnell") hereinafter referred to as "Claimant": Juris V. Zauls, Esq., Grays

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-01047 Gerard J. Pobuda and Sandra J. Westerman, Claimants vs. Harisdirect a/k/a Harris Investor Services LLC, Respondent. ATTORNEYS: Claimants, Gerard J. Pobuda and Sandra J. Westerman, ("Claimants") appeared Pro Se., Port Oregon, OR. Respondent, Harisdirect a/k/a Harris Investor Services LLC, ("Respondent") appeared through their in-house counsel, Craig Gingold, Jersey City, NJ. DAT

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Julie Hueth (Claimant) v. A.G. Edwards & Sons, Inc. and James W. Ireland (Respondents) Case Number: 03-01046 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Julie Hueth ("Hueth") hereinafter referred to as "Claimant": Chad N. Cagan, Esq., Sonnenblick, Parker & Selvers, P.C., Freehold, NJ. Respo

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Louis V. Imundo, Louis V. Imundo IRA, Louis V. Imundo Money Purchase Plan, Louis V. Imundo Profit Sharing Plan, Marc R. Imundo, Marc R. Imundo Defined Benefit Plan, and Mark R. Imundo RRA (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. (Respondent) Case Number: 03-01044 Hearing Site: Cincinnati, Ohio Nature of the Dispute: Customers vs. Member. REPRESENTATION OF PARTIES

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-01041 Walter and Lesley Schreuer, Claimants vs. Morgan Stanley Dean Witter, Inc., Respondent. ATTORNEYS: Claimants, Walter and Lesley Schreuer, (collectively "Claimants"), appeared pro se, Ipswich, MA. Respondent, Morgan Stanley Dean Witter, Inc., ("Respondent"), appeared through its in-house counsel, Keith Guilfoyle, Esq., New York, NY. DATE FILED: February 11, 2003 CASE SUMMARY: Claima

Award NASD Dispute Resolution In the Matter of the Arbitration Between: William Roncaioli and Anne M. Roncaioli, JTTEN, and William Roncaioli IRA and Anne M, Roncaioli IRA (Claimants) vs. Investec Ernst & Company, Royce Investment Group, Inc., and Joseph Rudy (Respondents) Case Number: 00-04410 Hearing Site: White Plains, New York REPRESENTATION OF PARTIES Claimants, William Roncaioli ("W. Roncaioli"), Anne M. Roncaioli ("A. Roncaioli"), William Ron

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Vincent Tibollo and Gail Tibollo (Claimants) v. Advest, Inc. and Edward Carlsen, Sr. (Respondents) Case Number: 03-01040 Hearing Site: Buffalo, New York Nature of the Dispute: Customers v. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Vincent Tibollo ("V. Tibollo") and Gail Tibollo ("G. Tibollo") hereinafter collectively referred to as "Claimants": Kevin Szan

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-01037 Lee Douglas Johnson, Claimant vs. Janice A. Mizzi and Bret J. Bergmoser, Respondents. ATTORNEYS: Claimant, Lee Douglas Johnson, ("Claimant") appeared pro se.> Warren, MI. Respondents, Janice A. Mizzi and Bret J. Bergmoser, (collectively "Respondents"), appeared through their in-house counsel Heather A. Wright, Esq., New York, NY. DATE FILED: February 11, 2003 CASE SUMMARY: Claimant

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-01034 Trudy S. Shane Name of the Respondents Hearing Site: Chicago, Illinois Edward D. Jones & Co. and Gregory L. Seibel Type of Controversy: Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES Claimants Trudy S. Shane was represented by Susan R. Schrag, Esq. of the firm Morris, Laing, Evans, Brook & Kennedy. Respo

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-01032 Raymond James & Associates, Inc. Name of the Respondent Hearing Site: Tampa, Florida Stephen Reynolds Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For Raymond James & Associates, Inc., hereinafter referred to as "Claimant": Leslie A. Reese, Assistant Vice President, Assistant Corporate Counsel, Raym