AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant UBS Financial Services, Inc. and Name of Respondent Mark Howell Case Number: 03-00862 Hearing Site: Houston, Texas NATURE OF DISPUTE Member Firm v. Associated Person REPRESENTATION OF PARTIES UBS Financial Services, Inc. ("Claimant" or "UBS Financial") was represented by Deborah Gottlieb, Esq., of Davidson, Manchei & Brennan, LLP, of Northvale

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Arcadia Mutual Fund, Inc., (Claimant) vs. First Madison Securities, Inc., Ray Vahab, and Jonathan Bull, (Respondents) Case Number: 00-04395 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Arcadia Mutual Fund, Inc., hereinafter referred to as "Claimant": Ethel Schwartz, Brooklyn, NY. Respondents, First Madison Securities, Inc. ("FMS"), Ray Vahab ("Vahab

Award NASD Dispute Resolution In the Matter of the Arbitration Between: P.E. Kahn Family Trust UTD 10/06/88 Paulette E. Kahn TTEE and Paulette E. Kahn TTEE Pabran Inc. Defined Benefit Pension Plan U/A DTD 08/26/86, Claimant v. Presidential Brokerage, Inc. and Michele G, Savarese, Respondents Case Number: 03-00859 Hearing Site: San Diego, California Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES For Claiman

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Anthony C. Scala (Claimant) v. Barclays Capital (Respondent) Case Number: 03-00854 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES Claimant Anthony C. Scala ("Scala") hereinafter referred to as "Claimant": Robert M. Rosen, Esq., Rosen, Leff Attorneys, Hempstead, NY. Respondent Barclays Capital ("Barclays") hereinaft

CASE: 03-00853 Charles Schwab & Company, Inc., claimant vs. Francis Daulerio, respondent ATTORNEYS: For Claimant appeared in-house counsel Richard A. Karoly, Esq., San Francisco, CA. Respondent did not respond to the Statement of Claim. DATE FILED: February 5, 2003 CASE SUMMARY: Claimant alleged that respondent failed to repay monies owed as a result of a debit balance. Claimant maintained that because of respondent's actions, the firm suffered a loss.

I Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Nancy Caldwell-Tedesco Name of the asp NIITTIher- 03-00850 Hearing Site- Charlotte, North Carolina Merrill Lynch, Pierce, Fenner & Smith Inc., James Joseph Hennessy and Michael Rex Crosett, Sr. Nature of the Dispute: Customer vs. Member and Associated Persons. RRPRKSFNTATTON OF PARTTFS Claimant Nancy Caldwell-Tedesco, hereina

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-00847 Rina Mehra and Raksha Mehra and Name of the Respondents Hearing Site: Chicago, Illinois Donaldson, Lufkin & Jenrette Securities Corporation Credit Suisse First Boston Corporation, and Michael Dockendorf REPRESENTATION OF PARTIES Claimants Rina Mehra and Rakesha Mehra, ("Claimants"), were represented by Michael Lor

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Jean L. Leek and 03-00845 Phoenix, Arizona Name of Respondents A.G. Edwards & Sons, Inc. John Lewis Tate Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Jean L. Leek ("Claimant") was represented by Robert D. Mitchell, Esq., Mitchell Law Offices, Phoenix, Arizona. A.G. Edwards & Sons, Inc. ("Responden

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: The Susan M. Harrington Trust, U/A Dated 8/21/95, by and through Michael T. McDowell, as Co-Trustee and Kathleen Smith, as Co-Trustee, Claimants vs. Stifel, Nicolaus & Company,' Incorporated and Girard Augustus Munsch, Jr., Respondents. Case No. 03-00^40 Hearing Site: St. Louis, Missouri Customer vs. Member Firm and Associated Person Claimant, The Susan M.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Kenneth R. Kimmins IRA (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Michael C. Fitch (Respondents) Case Number: 03-00835 Hearing Site: Buffalo, New York Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Kenneth R. Kimmins IRA ("Kimmins") hereinafter referred to as "Claimant": Russell C. Weigel, HI, Esq