Award NASD Dispute Resolution In the Matter oftne Arbitration Between: Names of the Claimants Ronald & Olivia Pickering, Joint Account Ronald A. Pickering Case Number: 03-00814 Names of the Respondents Florida Discount Securities, Inc. Bruce Elliot Rich Fernando Fernandez a/k/a Daniel Fernandez Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Ronald

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-00813 Michael Muto Names of the Respondents Hearing Site: Tampa, Florida Chris Marzella Morgan Stanley DW, Inc. Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Michael Muto, hereinafter referred to as "Claimant", appeared pro se. For Chris Marzella ("Marzella") and Morgan Stanley DW, Inc. ("

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-00812 Patricia A. Watson, Claimant vs. Brian Sullivan and Bane of America Investment Services, Inc., Respondents. ATTORNEYS: Claimant, Patricia A. Watson, ("Claimant"), appeared pro se, Kennesale, GA. For Respondents, Brian Sullivan and Bane of America Investment Services, Inc., (collectively "Respondents"), appeared Meg Gibbs Cox of the Law Offices of Kennedy Covington Lobdell & Hickman

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: John Vazzano, (Claimant) vs. Gruntal & Co., L.L.C., Barry Baum, and Joseph Fedorko, (Respondents) Case Number: 00-04383 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, John Vazzano, hereinafter referred to as "Claimant": Thomas J. Hanrahan, Esq., a sole practitioner, Glen Rock, NY. Respondents, Gruntal & Co., L.L.C. ("Gruntal") and Barry Baum ("Baum")

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Obstetric Anesthesia Associates, Inc. (Claimant) v. Valhalla Investment Advisory, Inc. (Respondent) Case Number: 03-00806 Hearing Site: Cincinnati, Ohio Nature of the Dispute: Customer v. Non-Member. REPRESENTATION OF PARTIES Claimant Obstetric Anesthesia Associates, Inc. ("OAAI") hereinafter referred to as "Claimant": Rex A. Wolfgang, Esq., The Law Office of Rex A. Wolfgang, Ha

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-00803 Robert M. Ferris, Trustee Edgar V. Nash Family Trust FOB Nancy Nash-Cummings, Claimant vs. Salomon Smith Barney, Inc. n/k/a Citigroup Global Markets, Inc., Patricia Pellegrino, and Peter Kelly, Respondents. ATTORNEYS: Claimant, Robert M. Ferris, Trustee Edgar V. Nash Family Trust FOB Nancy Nash-Cummings, appeared pro se, Windsor, VT. For Respondents, Salomon Smith Barney, Inc., n/k

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jane Goldiner Frankel and Ross E. Frankel (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Frank Marinace (Respondents) v. Glenn I. Frankel (Third-Party Respondent) Case Number: 03-00800 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person (Initial Claim) Member and Associated Person v. Customer (Third-Party Claim) REPRESENT

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant / Counter-Respondent Catherine A, Jones v. 03-00794 Denver, Colorado Respondents / Counter-Claimants Investment Centers of America, Inc. and Shaun J. Pitts REPRESENTATION OF PARTIES Catherine A. Jones ("Claimant") appeared pro se. Investment Centers of America, Inc. ("ICA") and Shaun J. Pitts ("Pitts") were represented by Gerry Gunderson of Investment Centers

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants James M. Hall, Bob Hall and Patricia Hall Name of the Respondent Roy Thomas Amico Case Number: 03-00793 Hearing Site: Chicago, Illinois Nature of the Dispute: Customers vs. Associated Person REPRESENTATION OF PARTIES Claimants, James M. Hall, Bob Hall and Patricia Hall ("The Halls"), hereinafter collectively referred to as "Claimants": D

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Karen Ritter and Names of Respondents Royal Alliance Associates, Inc. David J. Keosaian, James D. Reisinger Horizons Planning Corporation, and Strategic Journal Transfers Case Number: 03-00792 Hearing Site: Detroit, Michigan NATURE OF DISPUTE Customer v. Member, Associated Persons and Non-Members REPRESENTATION OF PARTIES Ka