NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-00742 Larry C. McGuire and June A. McGuire, Claimants vs. Morgan Stanley Dean Witter, Inc., Respondent. ATTORNEYS: Claimants, Larry C. McGuire and June A. McGuire (collectively "Claimants") appeared pro se., Wayzata, MR Respondent, Morgan Stanley Dean Witter, Inc., ("Respondent") appeared through its in-house counsel, Keith Guilfoyle, Esq., New York, NY. DATE FILED: January 31, 2003

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant John M. Kendall v Case Number: 03-00741 Minneapolis, Minnesota Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc., Jason Bo-Alan Beckman, and Matthew Howard Engen Nature of Dispute: Customer v. Member and Associated Persons REPRESENTATION OF PARTIES John M. Kendall ("Claimant") was represented by Jon M. Hopeman, Esq. and Eric J. Riensc

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Robert L Welter v. 03-00740 Denver, Colorado Respondent Fidelity Management & Research Company Nature of Dispute: Customer v. Non-Member REPRESENTATION OF PARTIES Robert J. Welter ("Claimant") appeared pro se. Fidelity Management & Research Company, ("Respondent") was represented by Rodney Acker, Esq., of Jenkins & Gilchrist, Dallas, Texas. CASE INFOR

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Patricia L. Densmore and Patricia L. Strepnica IRA Rollover (Claimants) v. Wachovia Securities, Raymond Sole, and Karl F. Baumholtz (Respondents) Case Number: 03-00738 Hearing Site: Cleveland, Ohio Nature of the Dispute: Customer vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimants Patricia L. Densmore ("Densmore") and Patricia L. Strepnica IRA Rollover ("Strep

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Claimant/CounterRespondent Case Number: 00-4375 John E. Banta Respondent/CounterClaimant Hearing Site: Chicago, Illinois James A. Hunt REPRESENTATION OF PARTIES Claimant/CounterRespondent, John L. Banta, hereinafter referred to as "Banta": Christopher Barber, Esq. and Shawn Y. Valukas, Esq. of the law firm Piper Marbury Rudnick & Wolfe located in Chicago, Illinois Resp

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-00732 Thomas and Lisa McHale JTWROS Lisa Janice McHale Revocable Trust Thomas McHale Revocable Trust Names of the Respondents Hearing Site: Tampa, FL Morgan Keegan & Company, Inc. Richard Henry Angelotti Edward Martin Rosenberg Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Th

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-00731 Lois R. Roberts Revocable Living Trust, Scott D. Moore and Debra A. Moore, Co-Trustees Name of the Respondents Hearing Site: Indianapolis, Indiana J.J.B. Milliard, W.L Lyons, Inc. and Joe D. Keck MATURE OF Customer vs. Member Firm and Associated Person RFPRFRFMTATIOM William P. Kealey, Esq. of the law firm Stuart & Branigan,

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: (8-00726 Kyttag N. Kim, Claimant vs. Won Forgione, Respondent. ATTORNEYS: Claimant, Kyung N. Kim, ("Claimant"), appeared pro se, Monte Sereno, CA. Respondent, Won Forgione, ("Respondent"), did not respond to the Statement of Claim. DATE FILED: January 29, 2003 CASE SUMMARY: Claimant alleged that Respondent overcharged her service fees, lied to her, and made unauthorized trades in her accoun

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Sean Aruda and Patricia Aruda (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith, Incorporated and Robert E. O'Brien (Respondents) Case Number: 03-00725 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customers v. Member and Associated Person. REPRESENTATION OF PARTIES Claimants, Sean Aruda ("S. Aruda") and Patricia Aruda ("P. Aruda") hereinafter collectively

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Douglas E. Anderson Name of the Respondents Scott & Stringfellow, Inc., and Ralph H. Saunders, Jr. Case Number 03-00721 Site: Richmond, Virginia Nature of the Dispute: Customer vs. Member and Associated Person. ttPPRFSKNTATTON OF PAKTTKS Claimant, Douglas E. Anderson, hereinafter referred to as "Claimant", was represented by Mark J. Krudys, E