Award NASD DISPUTE RESOLUTION In the Matter of the Arbitration Between: Name of Claimant Case Number: 03-00686 Samuel J. Luchsinger Names of Respondents Hearing Site: Tampa, FL American Express Financial Advisors, Inc. Michael Williams Nature of Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Samuel J. Luchsinger, hereinafter referred to as "Claimant", appeared pro se. For Respondents American Express Financial

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Kaye Berzon Names of the Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc, Glen Mahnken Case Number: 03-00684 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Kaye Berzon, hereinafter referred to as "Claimant": Mark D. Gilwit, Esq., Gilwit & Associat

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-00669 Clark Family Trust, claimant vs. Berthel Fisher & Co. Financial Services and Thomas V. Kozlowski, respondents. ATTORNEYS: Claimant appeared pro se through Harriet Clark, Trustee, Hazen, ND. For Respondents appeared Vincent D. Louwagie, Esq., of the firm Anthony Ostlund & Baer, P.A., Minneapolis, MN. DATE FILED: January 24, 2003 CASE SUMMARY: Claimant alleged that respondents pl

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ruth Bennison Bothweil and Stephen F. Bothwell, Co-Trustees of the Ruth Bennison Bothwell Inter Vivos Trust, Claimants v. Prudential Securities, Inc. nka Prudential Equity Group, LLC, Mark A. Tabit, and Donald T. Ballard, Respondents Case Number: 03-00664 Hearing Site: Los Angeles, California Nature of the Dispute: Customers v. Member and Associated Persons REPRESENTATION OF PARTIES

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Marie T. Osborne on behalf of the Marie T Osborne Family Limited Partnership and the Marie T Osborne Qualified Personal Residence Trust, Claimant v. August DiVito and Mutual Service Corporation, Respondents Case Number: 03-00661 Hearing Site: Las Vegas, Nevada Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: David

Stipulated Award NASD In the Matter of the Arbitration Between: Name of the Claimant Case Number: 00-04368 Aida Fraga Names of the Respondents Hearing Site: Boca Raton, FL Veronica Lee Barnes and Merrill Lynch, Pierce, Fenner & Smith, Inc. REPRESENTATION OF PARTIES For Aida Fraga, hereinafter referred to as "Claimant": Robert J. Poulson, Jr., Esq., Law Offices of Robert J. Poulson, Jr., Cooperstown, NY. For Respondent Veronica Lee Barnes ("B

Award p _ p __ ( , f NASD Dispute Resolution * ™ ^ ^ * v ^' J KO^ m -q A & 55 In the Matter of the Arbitration Between: Re :"C7;^:;3;; ^ [.;:/.; David Dehoff and Charlene Dehoff, Claimants v. Prudential Securities Incorporated and D. Harrison Rascoe, Respondent Case Number: 03-00657 Hearing Site: San Diego, California Nature of the Dispute: Customers vs. Member and Associated Person REPRESENTATION OF PARTI

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Suzanne Magers, Individually and as Trustee of The Magers Family Marital Trust, The Magers Family Decedent's Trust, The Magers Descendents Trust, The Magers Family Exempt Marital Trust, The Magers Family Survivors Trust, and The Magers Family Decedent's Trust, Claimant v. Morgan Stanley DW Inc., Jon K. Harris, and Christopher M. Jette, Respondents Case Number: 03-00655 Hearin

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Eleanor W. Gearhart (Claimant) v. Chase Investment Services Corp. and Juanita (Jean) Forrestal (Respondents) Case Number: 03-00645 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Eleanor W. Gearhart ("Gearhart") hereinafter referred to as "Claimant": Jenice L. Malecki, Esq., The Law O

Award NASD Dispute Resolution In the Matter of the Arbitration Between: David Shuster and Ida Shuster, JTWROS, and Individually (Claimants) v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. (Respondent) Case Number: 03-00641 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Member. REPRESENTATION OF PARTIES Claimants David Shuster and Ida Shuster ("Shusters"), David Shuster IRA ("D. Shuster"), and Ida Shuster IRA