Award NASD Dispute Resolution In the Matter of the Arbitration Between: Yi Qin, Claimant v. Morgan Stanley DW Inc. and Clerisse Wong, Respondents Morgan Stanley DW Inc., Third-Party Claimant v. Philip Wen, Third-Party Respondent Case Number: 03-00464 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Person Member v. Non-Member REPRESENTATION OF PARTIES For Claimant Yi Qin: Zev S. Brooks, Esq. Law Offi

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Leonard J. Borggrebe and Richard C. Hartman, Claimants v. Financial West Group, Respondent Case Number: 03-00462 Hearing Site: Los Angeles, California Nature of the Dispute: Customers v. Member REPRESENTATION OF PARTIES For Claimants: Peter R. Dion-Kindem, Esq. Dion-Kindem & Crockett Woodland Hills, California For Respondent: H. Thomas Fehn, Esq. Fields, Fehn & Sherwin

Amended Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Marilyn McCarthy, Individually and as Trustee of the Marilyn McCarthy Trust Name of the Respondent Asset Management Securities Corp. Case Number: 03-00460 Hearing Site: Boca Raton, Honda Nature of the Dispute: Customer vs. Member Firm. REPRESENTATION OF PARTIES For Marilyn McCarthy, Individually and as Trustee of the Marilyn McCarthy Trus

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Marilyn McCarthy, Individually and as Trustee of the Marilyn McCarthy Trust Name of the Respondent Asset Management Securities Corp. Case Number: 03-00460 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member Firm. REPRESENTATION OF PARTIES For Marilyn McCarthy, Individually and as Trustee of the Manlyn McCarthy Trust, here

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-00459 Diane Morris Davidson f/k/a Diane Morris Dunson Diane Davidson and Gene Davidson Dunson Family Trust Names of the Respondents Hearing Site: Tampa, Florida Merrill Lynch, Pierce, Fenner & Smith, Inc. Dearl L. Hemphill Nature of the Dispute: Customers v. Member and Associated Person. REPRESENTATION OF PARTIES For

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-00458 Robert K. Brooks, Claimant vs. Cardinal Capital Management, Inc., Joseph Azzata, and Christopher Sweeney, Respondents. ATTORNEYS: For Claimant, Robert K. Brooks, ("Claimant"), appeared Neil S. Baritz, of the firm Baritz and Colman LLP, Boca Raton, FL. For Respondents, Cardinal Capital Management, Inc., Joseph Azzata, and Christopher Sweeney, (collectively "Respondents"), appeared N

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-00452 William A. Warde Names of the Respondents Hearing Site: Orlando, Florida A.G. Edwards & Sons, Inc. William Tabone Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For William A. Warde, referred to as "Claimant": Richard J. Lantinberg, Esq., Law Offices of Cooper Ridge & Lantinberg, Jack

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Taboga Panama Mineral Corporation Names of the Respondents R. K. Grace & Company, a dissolved Florida Corporation, and John D. Kaweske Case Number: 03-00446 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member Firm and Associated Person. REPRESENTATION OF PARTIES For Taboga Panama Mineral Corporation, hereinafter referred

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Investec Ernst & Company (Claimant) v. Kenneth William Wittenberg (Respondent) Case Number: 03-00440 Hearing Site: New York, New York Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES Claimant Investec Ernst & Company ("Investec") hereinafter referred to as "Claimant": Edwin A. Zipf, Esq., Bressler, Amery & Ross, P.C., Morristown, NJ. Respondent Kenn

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Julie J. Herman, Claimant v. Sheila A. Steury and First Union Securities, Inc. (formerly known as Everen Securities, Inc.), Respondents. Case Number: 00-04341 Hearing Site: Columbus, Ohio REPRESENTATION OF PARTIES Claimant Julie J. Herman ("Herman") was represented by David P. Meyer, Esq., of Meyer & Olive, Columbus, Ohio. Respondents Sheila A. Steury ("Steury") and Fi