AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Robert Burns v. 03-00389 Minneapolis, Minnesota Respondents Merrill Lynch Pierce Fenner & Smith, Inc. and John P. Horan Nature of Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES Robert Burns ("Claimant") was represented by Matthew T, Boos, Esq., of Fredrickson & Byron, P.A., Minneapolis, Minnesota. Merrill Lynch Pierce Fenn

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Ramona V. MacKinnon Ramona V. MacKinnon SEP IRA Case No. 00-04333 Name of Respondent Raymond James Financial Services, Inc. f/k/a Investment Management & Research, Inc. Hearing Site: Tampa, Florida REPRESENTATION OF PARTIES For Ramona V. MacKinnon and Ramona V. MacKinnon SEP IRA, hereinafter referred to as "Claimant": Any Sinelli, Esq. of Ig

06/13/05 12:15 FAX 2128583909 NASD REGULATION ® 002 Award NASD Dispute Resolution In the Matter of the Arbitration Between: Randy Langhamer (Claimant) v. Joseph Gunnar & Co., Joseph A. Alagna, Jr., Brian T. Clendenin,, Steven Singer, Joseph Duarte, and Abner Zalaznick (Respondents) Case Number: 03-00386 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Helene Berger Foundation (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Laurie C. Kamhi (Respondents) Case Number: 03-00384 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Helene Berger Foundation ("Foundation") hereinafter referred to as "Claimant": Marc J. Ross, Esq., Sichenzia

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-00381 Arnold E. Landsman, Claimant vs. Salomon Smith Barney Inc., Respondent. ATTORNEYS: Claimant, Arnold E. Landsman ("Claimant") appeared pro se., Northbrook, IL. For Respondent appeared in-house counsel, Ann Parry, Esq., New York, NY. DATE FILED: December 9, 2002 CASE SUMMARY: Claimant alleged that Respondent was negligent in handling his account with regard to "day order only" trade.

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Charles V. Paulson and 03-00372 Phoenix, Arizona Name of Respondents Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney Inc. Richard Scott Jacobson ' Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Charles V. Pattison ("Claimant") was represented by James C. Frisch, Esq., King, Frisch & Allen, P.C

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between i i Claimant Helen Walker v. 03-00369 Minneapolis, Minnesota Respondents Multi-Financial Securities Corporation Gregory J. Welu and Financial Benefit Group, Inc. Nature of Dispute: Customer v. Member, Associated Person and Non-Member REPRESENTATION OF PARTIES Helen Walker ("Claimant") was represented by Phillip A. Cole, Esq., of Lommen, Nelson, Cole & S

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between i Name of Claimant : Access Financial Group, Inc. and Case Number: 03-00365 Hearing Site: Chicago, Illinois Name of Respondent Thomas M. Rohrer NATURE OF DISPUTE Member Firm v. Associated Person REPRESENTATION OF PARTIES Access Financial Group Inc. ("Claimant" or "Access Financial") was represented by Jennifer Trysna of Access Financial Group, Inc., located in

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant William P. Roversi Names of the Respondents Merrill Lynch, Pierce, Fenner and Smith, Inc. Robert Bos Karl A. Ernst CaseNumber:03-00358 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For William P. Roversi, hereinafter referred to as "Claimant": John R. K

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Julio Prieto, Sr. and Juanita Prieto Names of the Respondents Morgan Stanley Dean Witter, Inc. and Antoni Lucas Case Number: 03-00354 (Consolidated with 02-07216) Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. In the Matter of the Arbitration Between: Names of the Claimants