Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Charles Schwab & Co., Inc., Claimant/ Counterrespondenl v. Anis B. Karam, Respondent/Counterclaimant Case Number: 00-04301 Hearing Site: Seattle, Washington REPRESENTATION OF PARTIES For Claimant/Counterrespondent: Mauricio S. Beugelmuns and Richard A. Karoly Charles Schwab & Co., Inc. San Francisco, California For Resppndent/Counterclaimant: Mark S. Davidson Willi

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ferris, Baker Watts, Inc. (Claimant) v. Lawrence E. Kelley (Respondent) Case Number: 03-00115 Hearing Site: Boston, Massachusetts Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES Claimant Ferris, Baker Watts, Inc. ("FBW") hereinafter referred to as "Claimant": Dana M. S. Wilson, Esq.., Ferris, Baker Watts, Inc., Baltimore, MD. Respondent Lawrence E.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Charles R. Hamilton (Claimant) v. Invest Financial Corporation and Richard P. Martin (Respondents) Case Number: 03-00113 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Charles R. Hamilton ("Hamilton") hereinafter referred to as "Claimant": Philip M. Giordano, Esq., Giordano, Champ

Award NASD Dispute Resolution In the Matter of the Arbitration Between: William Peattie IRA and Ann Peattie IRA (Claimants) v. Salomon Smith Barney, Inc. n/k/a Citigroup Global Markets, Inc. and Brian Cleary (Respondents) Case Number: 03-00112 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants William Peattie IRA ("W. Peattie") and Ann Peattie IRA ("A. Peattie") her

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert S. Baker (Claimant) v. Salomon Smith Barney, Inc., n/k/a Citigroup Global Markets, Inc., Thomas N. Hemleben, and Jack Grubman (Respondents) Case Number: 03-00111 Hearing Site: Columbus, Ohio Nature of the Dispute: Customer v. Member and Associated Persons REPRESENTATION OF PARTIES Claimant Robert S. Baker ("Claimant"): Earle R. Frost, Esq., Frost & Danchak, LLP, Co

Award NASD Dispute Resolution In the Matter of the Arbitration Between: David M. Guarino and Joelle Guarino (Claimants) v. A.G. Edwards & Sons, Inc. and Peter Hammond Clark (Respondents) Case Number: 03-00110 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customers v. Member and Associated Person. REPRESENTATION OF PARTIES Claimants David M. Guarino ("D. Guarino") and Joelle Guarino ("J. Guarino") hereinafter collectively referred to as

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant •- • Case Number: 03-00104 Thomas L. Lloyd T Name of the Re.spnnrlents Hearing Site: Philadelphia, PA Miller Johnson Steichen Kinnard, Inc. Kevin M. Gray Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant, Thomas L. Lloyd, hereinafter collectively referred to as "Claimant", was originally represented

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between; Name nf the Claimant Case Number- 03-00103 Insaaf Murad Salim Name, of the Respondents Hearing Site: Washington, DC Morgan Stanley DW, Inc., Merrill Lynch Pierce Fenner & Smith Inc., Antoine A. Helou, Erman F. Frazier, HI, Thomas P. McDonnell, ffl, and Carlos Umpierre Nature of the Dispute: Customer vs. Members and Associated Persons. RF.PRF.SF.NTATTON OF PART

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Jim and Susan Alexander and Names of Respondents UBS Financial Services, Inc., and UBS Warburg, LLC Case Number: 03-00099 Hearing Site: Houston, Texas NATURE QF DISPUTE ' Customers v. Member Firms REPRESENTATION OF PARTIES Jim and Susan Alexander ("Claimants") were represented by Joseph J. Hroch, Esq., Spencer & Associates, PC, Houston,

Award| NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants ] Case Number: 03-00092 James Bach and Susan Bach Faber ; Mary Ellery Hall Name of the Respondent Hearing Site: Atlanta, Georgia Charles Schwab & Co. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For James Bach ("Bach") and Susan Bach Faber! ("Faber") and Mary Ellery Hall ("Hall"), hereinafter collectively referred to as "C