Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Martha Gwenn Romano and Frank Romano (Claimants) v. Morgan Stanley DW, Inc., Morgan Stanley & Co., Inc., Robert E. Berg, and Scott Rudnick (Respondents) Case Number: 02-07693 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Members and Associated Persons. REPRESENTATION OF PARTIES Claimants Martha Gwenn Romano ("M. Romano"), Frank Romano IRA ("F. Roma

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-07691 Marsha Hockenbeny IRA FBO Marsha Hockenberry, Claimant v. Merrill Lynch Pierce Fenner & Smith* Inc., Respondent. ATTORNEYS: " For Claimant, Marsha Hockenbeny IRA FBO Marsha Hockeabeny, {"Claimant"), appeared Marc S. Koplilc, Esq., of Marc S, Koplik & Associates, New York, NY. For Respondent, Merrill Lynch Pierce Feoner & Smith, Inc., ("Respondent")* appeared its in- house counsel Y

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Michael G. Smith and Case Number: 02-07690 Hearing Site: Houston, Texas Names of Respondents Morgan Stanley DW, Inc. Paul Ralph Scanlin NATURE OF DISPUTE Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES Michael G. Smith ("Claimant") was represented by David E. Dunham, Esq., of Taylor & Dunham, LLP, of Austin, Texas.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: pn 02-07689 Edith Anderson of the Pffcprmriftnts Hiring Si'fft: Dallas, Texas Merrill Lynch, Pierce, Fenner & Smith, Inc.; David H. Komansky; and, Deepak D. Raj . OF Public Customer v. Member Firm and Associated Persons OT? Claimant Edith Anderson, hereinafter collectively referred to as "Claimant": Jakes Jordaan, Esq. and Patricia Riley, Esq. of Jordaan & Riley,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Ladd and Kathy Stokes Name of the Respondents Merrill Lynch Pierce Fenner & Smith Inc. George E. Carson Case Number: 02-07687 Hearing Site: Oklahoma City, Oklahoma Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Ladd and Kathy Stokes (Claimants) were represented by Jerry L. Colclazier, Esq., Colclazier

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Plai'mantg Pflgg MnmliPirr 02-07686 David E. and Vida L. Stirm T~fearJTig_Silg: Dallas, Texas Merrill Lynch, Pierce, Fenner & Smith, Inc.; David H. Komansky, and, Deepak D. Raj Off r»Tg TTff. Public Customer v. Member Firm and Associated Persons Claimants David E. and Vida L. Stirm, hereinafter referred to as "Claimants": Jakes Jordaan, Esq., of the firm of Jordaan &

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf thp. Claimant Case Number 02-07684 Margaret A. Hart, Individually as the Custodian for her IRA and as Executrix of the Estate of Alvin Hart Name nf thp Rp.spnnHe.nt Hearing Site: Indianapolis, Indiana Multi-Financial Securities Corporation NATTTR1? 017 Customer vs. Member Firm PFPRFSFNTATTON OF Mark E. Maddox, Esq. of the law firm of Maddox, Hargett & Caruso,

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Lonnie McDonald and 00-04272 Dallas, Texas Name of Respondent Edward D. Jones & Co., L.P. REPRESENTATION OF PARTIES Lonnie McDonald ("Claimant") was represented by R. James George, Esq. 3 George & Donaldson, L.L.P., located in Austin, Texas. Edward D. Jones & Co. ("Respondent") was represented by Lisa A. Nielsen, Esq., and John Petite,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-07682 Patricia S. Rendziperis Names of the Respondents Hearing Site: Tampa, Florida David L. Gray Salomon Smith Barney, Inc. Nature of the Dispute: Customer vs. Member Firm and Associated Person. REPRESENTATION OF PARTIES Patricia S. Rendziperis, hereinafter referred to as "Claimant", appeared pro se. For David L. Gray ("Gray") and Sa

Stipulated Award NASD Dispute Resolution in the Matter ol the Arbitration between: Names of the Claimants Case Number: 02-07681 Luis a Esmeralda Tosta German Tosta Names of the Respondents Hearing Site: Boca Raton, Florida Donaldson Lufkin Jenrette Securities Corporation, an affiliate of Credit Suisse First Boston Corporation Fernando Lamas Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES