NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-07620 Michael Goeben, Claimant vs. Morgan Stanley Dean Witter Online d/b/a Morgan Stanley DW, Inc., Respondents. ATTORNEYS: Claimant, Michael Goeben, ("Claimant") appeared pro se., Green Bay, WI. Respondent, Morgan Stanley Dean Witter Online d/b/a Morgan Stanley DW, Inc. ("Respondent") appeared through its in-house counsel, Judith M. Rosenberg, Esq., San Francisco, CA. DATE FILED: Decemb

Stipulated Award NASD Dispute Resolution in tne Matter oi tne Arbitration between; Name of the Claimant Case Number: 02-07618 Bret Tuckman Name of the Respondent Hearing Site: Boca Raton, Florida Harry Scott Kaplan REPRESENTATION OF PARTIES For Bret Tuckman ("Tuckman"), hereinafter referred to as "Claimant": Joseph C. Coates, III, Esq., Greenberg Traurig, LLP, West Palm Beach, Florida. For Harry Scott Kaplan ("Kaplan"), hereinafter referred to a

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Richard E. Saunders and Anita L. Saunders, Claimants v. Phillips & Company Securities, Inc., Sanders L. Vogel, Timothy C. Phillips, Steven Christopher Clark and James T. Smith, Respondents Case Number: 02-07611 Hearing Site: Salt Lake City, Utah Nature of Dispute: Customers v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimants: Patrick Baldwin, Esq.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant William Brad Parker Name of the Respondent Wachovia Securities, LLC f/k/a First Union Securities, Inc. Case Number: 02-07610 Hearing Site: Orlando, Florida Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For William Brad Parker, hereinafter referred to as "Claimant": Neal J. Blaher, Esq., Law Office of Neal J. Blaher, Or

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-07609 Paul J. Marshall Name of the Respondent Hearing Site: Atlanta, Georgia Robert W. Baird & Co., Inc. Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES For Paul J. Marshall, hereinafter referred to as "Claimant": Frank A. Lightmas, Jr., Esq., Lightmas & Delk, Atlanta, Georgia. For Robert W. Baird & Co.,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Natalie Schwarz, individually and as Trustee of the Natalie Schwarz Trust UA DTD 7/15/97 Names of the Respondents RBC Dain Rauscher, Inc. Brad D. Jacobson Case Number: 02-07608 Hearing S te: Boca Raton, FL Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Natalie Schwarz ("Schwarz"),

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-07607 Patricia L. Combs Name of the Respondent Hearing Site: Tampa, Florida American Express Financial Advisors, Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Patricia L. Combs, hereinafter referred to as "Claimant": William J. Schifino, Esq. and Brenda M. Combs, Esq., Williams Schifino Mangione & Steady,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Harold Gillet IRA and Harold Gillet (Claimants) v. Morgan Stanley Dean Witter, Inc. n/k/a Morgan Stanley DW Inc., Eric Brief and Patrick Passarelle (Respondents) Case Number: 02-07606 Hearing Site: New York, New York Nature of the Dispute: Customers v. Member and Associated Persons. REPRESENTATION OF PARTIES Claimants Harold Gillet IRA ("Gillet IRA") and Harold Gillet ("Gillet") her

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 00-04266 John H. Beeks, Claimant vs. First Union Brokerage Services, Inc., Respondent. ATTORNEYS: Claimant, John H. Beeks, ("Claimant"), appeared Pro Se, Nutley, NJ. Respondent, First Union Brokerage Services, Inc., ("Respondent"), appeared through its in- house counsel Patrick M. Dennis, Esq., Charlotte, NC. DATE FILED: September 27, 2000. CASE SUMMARY: Claimant alleged that through

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Case Number: 02-07597 Daniel Vucelich Names of the Respondents Hearing Site: Pittsburgh, PA Merrill Lynch, Pierce, Fenner & Smith, Inc. Robert Douglas Wickard Nature of Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES Claimant, Daniel Vucelich ("Claimant"), was represented by Arnold Y. Steinberg, Esq., Arnold Y. Stein