Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Gary M. Mulhall, Claimant v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. and John F. Kiley, HI, Respondents Case Number: 02-07569 Hearing Site: Seattle, Washington Nature of Dispute: Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES For Claimant: Gary M. Mulhall ProSe Olympia, Washington For Respondent Citigroup Global

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-07566 Sylvia J. Koslow Names of the Respondents Hearing Site: Tampa, FL H&R Block Financial Advisors, Inc., f/k/a Olde Discount Corp. George Rentos Brian Gabbard Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Sylvia J. Koslow, hereinafter referred to as "Claimant": J. Ben

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants John W. Demaree, IRA and John W. Demaree as Trustee f/b/o John W. Demaree Charitable Remainder Trust Names of the Respondents Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. Charles Sawicki Joseph S. Jones, IV Case Number: 02-07565 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer v. Member and

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-07564 Shula Gilad, Elana Gilad, and Estee Gilad, as Trustees of the Gilad Revocable Trust Names of the Respondents Hearing Site: Boca Raton, Florida Sanford C. Bernstein & Co., L.L.C. Bernstein Investment Research and Management, a unit of Alliance Capital Management, L.P. Barry Berg Nature of the Dispute: Customer vs. Member, Non-Mem

Award NASD Dispute Resolution In the JVlatter of the Arbitration Between: Names of the Claimants Case Number: 02-07563 Robert N. and Margot G. Boll, JTWROS Names of the Respondents Hearing Site: Boca Raton, Florida Merrill Lynch, Pierce, Fenner & Smith Inc. Richard Bradley Watson Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Robert N. and Margot G. Boll ("Bolls"), hereinafter referred to as "Clai

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Lisa N. Goldberg, Lisa Novick Goldberg Custodian for Margaret N. Goldberg, and Lisa N. Goldberg IRA (Claimants) v. Fahnestock & Co., Inc. and Bruce Kurchack (Respondents) Case Number: 02-07551 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Lisa N. Goldberg ("L. Goldberg"), Lisa Novick Goldbe

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimants Allen and Lena Aron and 02-07546 Chicago, Illinois Name of Respondents Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney Inc., and Darren A. Golde Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Allen and Lena Aron ("Claimants") were represented by Howard B. Prossnitz, Esq., Law Office

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Case Number- 02-07538 Charles G. Snyder Name r>f the Respondents Rearing Site: Baltimore, MD Legg Mason Wood Walker, Inc. Patrick F. Miller Nature of the Dispute: Customer v. Member and Associated Person RFPRFSFNTATTON OF PARTIES Claimant, Charles G. Snyder ("Claimant"), was represented by James H. West, Esq., West & Moore, LLC, Baltimore,

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-07537 James A. and Rose B. Celone, Claimants vs. UBS PaineWebber, Inc., Respondent. ATTORNEYS: Claimants James A. and Rose B. Celone, (collectively "Claimants"), appeared Pro Se., Marco Island, FL. Respondent, UBS PaineWebber, Inc. ("Respondent") appeared through its in-house counsel, Vincent J. Oliva, Esq., Weehawken, NJ DATE FILED: December 13, 2002 CASE SUMMARY: Claimant alleged t

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Nancy M. Kepner (Claimant) v. Lawrence Brockman and Robert S. Bagby (Respondents) Case Number: 02-07533 Hearing Site: Cleveland, Ohio Nature of the Dispute: Customer vs. Associated Persons. REPRESENTATION OF PARTIES Claimant Nancy M. Kepner ("Kepner") hereinafter referred to as "Claimant": C. William Brownfield, Esq., Columbus, OH. Previously pro se. Respondents Lawrence Brockma