STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Jane J. Rogers, individually, and Marjorie Rogers Marrichi, in her capacity as Trustee of the Jane J. Rogers Trust U/A DTD 8/27/84 and Names of Respondents Northern Trust Securities, Inc. and Jeffrey G. Sweno Case Number: 02-07434 Hearing Site: Detroit, Michigan NATURE OF CASE Customers v. Member and Associated Person REPRESEN

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Eric Bryan Seuthe, Claimant v. TD Waterhouse Investor Services, Inc., Respondent Case Number: 00-04222 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: Eric Bryan Seuthe, Esq. Eric Bryan Seuthe & Associates Beverly Hills, California For Respondent: John L. Erikson, Jr., Esq. Jones Bell Abbott Fleming & Fitzgerald Los Angeles, California C

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Plaimant Case Number 02-07431 Kenneth B.Beechner Names of the RespnnHents Hearing Site! Washington, D.C. BettyO'Lear World Invest Corporation Royal Alliance Associates, Inc. Donaldson, Lufkin & Jenrette Securities Corporation, Nature of the Dispute: Customer vs. Members, Member Terminated and Associated Person PFPRFSENTATTON OF PARTIES Claimant

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Sherilyn Gilmore, Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Respondent Case Number: 02-07427 Hearing Site: San Diego, California Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES For Claimant: G. Mark Brewer, Esq. Daniel M. Carlson, Esq. Brewer & Carlson, LLP La Jolla, California For Respondent: Garrett K. Craig, Esq. Jennifer A. Rat

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert G. Kaiser, Claimant v. Bane of America Investment Services, Inc., Julie G. Castle, Lisa K. Dry, David M. Winchell, Angela J. Tomassetti, Carisa Y. Arakaki, Susan J. Hechtlinger, Richard V. Downen, Karen Bahr, and David T. Mitchell, Respondents Case Number: 02-07426 Hearing Site: Las Vegas, Nevada Nature of Dispute: Associated Person v. Member Firm, Associated Persons and Non-Memb

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-07422 Bane of America Investment Services, Inc., Claimant v. Peter J. Chaitkin, Respondent. ATTORNEYS: For Claimant, Bane of America Investment Services, Inc., ("Claimant"), appeared Diane C. Fischer, Esq. of the firm Kane & Fischer, Ltd., Chicago, IL. Respondent, Peter J. Chaitkin, ("Respondent"), did not submit an answer in this case. NATURE OF DISPUTE: Member v. Associated Person DATE

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Esther Savitz Revocable Trust dtd 9/3/92 Jack Savitz Revocable Trust dtd 9/3/92 Names of the Respondents Morgan Stanley DW, Inc. John S. McNally, Jr. Martha Prestin Third Party Respondent Edward H. Savitz Case Number: 02-07416 Hearing Site: Orlando, Florida Nature of the Dispute: Customers vs. Member and Associated Persons vs

Stipulated Award NASD Dispute Resolution In the Matter ot the Arbitration Between: Names of the Claimants Nelson and Rose Ann Vargas Case Number: 02-07415 Names of the Respondents Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. Robert Katzman Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES For Nelson and Rose Ann Vargas ("Vargas"), hereinafte

Award NASD Dispute Resolution In the Matter of the Arbitration: Michael Glen Hill, Claimant Case No. 02-07413 Lori Ann Clem, Respondent. Hearing Site: Dallas, Texas Nature of the Dispute: Associated Person v. Associated Person REPRESENTATION OF PARTIES Claimant: Michael Glen Hill, hereinafter referred to as Claimant. Attorney - None. Claimant was Pro Se. Respondent: Lori Ann Clem, hereinafter referred to as Respondent. Attorney - Randall

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between; Name of the Claimant Case Number: 02-7411 Joseph L. Katz, as Power of Attorney for Esther D. Katz; Name of the Respondents Hearing Site: Washington, DC Merrill Lynch, Pierce, Fenner and Smith, Inc. Merrill Lynch Trust Company, FSB Mark Siegel Dianne Mehlinger J.L. Knight/ Warren Nature of the Dispute: Customer vs. Members and Associated Persons REPRESENTAT