Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Michael Vicari, (Claimant) vs. T.D. Waterhouse Investor Services, Inc., (Respondent) Case Number: 00-04217 Hearing Site: Boston, Massachusetts REPRESENTATION OF PARTIES Claimant, Michael Vicari, hereinafter referred to as "Claimant", appeared pro se. Respondent, T.D. Waterhouse Investor Services, Inc., hereinafter referred to as "Respondent": Janis Campanella, Esq., Assistant

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Dr. Kenneth A. Barton (Claimant) v. First Security Van Kasper (Wells Fargo Van Kasper), Wayne Lourenco, and Franklin Vande Kasper (Respondents) Case Number: 02-07348 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant Dr. Kenneth A. Barton ("Barton") hereinafter referred to as "Claimant": Anthony J

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-07347 George F. Koch, claimant vs. TD Waterhouse Investor Services, Inc., respondent. ATTORNEYS: Claimant appeared pro se, St. Petersburg, FL. For Respondent appeared in-house counsel, Janis Campanella, Boca Raton, FL. DATE FILED: December 5, 2002 CASE SUMMARY: Claimant alleged that respondent gave him invalid information regarding trades in his account. Claimant maintained that because

v l Stipulated Award NASD Dispute Resolution In the Matter Thomas V. Haas Name of the Respondents RBC Bain Rauscher, Inc., Robert W. Bftird & Co., lac., Clinton R Wilson, Donald A. Decker, John R. Stengel, III, and Raymond James Financial Services, Inc. CaseNumber: 02-07346 Hearing Site: Chicago, lUJpois- N ATUlfeE OF THE DISPUTE Customs v. Associated Person OF Sander L. Grossman, Esq., with Law Offices located in Chi

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Diane Hanson (Claimant) V. Morgan Stanley Dean Witter and Robert O'Herlihy (Respondents) Case Number: 02-07343 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Diane Hanson ("Hanson") hereinafter referred to as "Claimant": Richard A. Roth, Esq., The Roth Law Firm, formerly Littman, Krooks & Roth

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Shahenaz Halani and Hassan Halani (Claimants) v. UBS PaineWebber and Clara M. Macri a/k/a Carla M. Bonito (Respondents) Case Number: 02-07342 Hearing Site: New York, New York Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES Claimants Shahenaz Halani and Hassan Halani, hereinafter collectively referred to as "Claimants": Michael Huberman,

CASE: 02-07340 American Express Financial Advisors, Claimant vs. Isaac Brookim and Tav Melmed, Respondents. ATTORNEYS: For Claimant, American Express Financial Advisors ("Claimant") appeared Anthony J. Gericke, Minneapolis, MN. Respondents, Isaac Brookim and Tav Melmed did not respond to the Statement of Claim. DATE FILED: December 4, 2002 CASE SUMMARY: Claimant alleged that Respondents failed to make payment for the purchase of securities in their

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-07335 Josephthal & Co., Inc., claimant vs. Laurence T. Rubin, respondent. ATTORNEYS: For Claimant appeared in-house counsel Eric J. Shames, Esq., New York, NY. Respondent did not respond to the Statement of Claim. DATE FILED: December 4, 2002 CASE SUMMARY: Claimant alleged that respondent failed to repay monies owed pursuant to the terms of a Promissory Note. Claimant maintained that bec

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jurgen Dejewski and Elsa Dejewski, Jurgen Dejewski IRA, and Elsa Dejewski IRA (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith Incorporated and David J. Cottam (Respondents) Case Number: 02-07333 Hearing Site: New York, NY Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants, Jurgen Dejewski and Elsa Dejewski ("J. and

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-07331 Lionheart LLC, claimant vs. Charles Schwab & Company, Inc., respondent. ATTORNEYS: For Claimant appeared Managing Partner, Richard Stevenson, Mesa, AZ. For Respondent appeared in-house counsel, Sean B. Meehan, Esq., San Francisco, CA. DATE FILED: December 4, 2002 CASE SUMMARY: Claimant alleged that respondent placed their account in "legal status' for an unconscionably long time an