NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE:00-04166 H&R Block Financial Advisors, Inc., claimant vs. Ejirochene Akpotu and Cynthia Collins, respondents. ATTORNEYS: For Claimant appeared Robert M. Visconti, Esq., of the Collections Department of H & R Block Financial Advisors, Detroit, MI. Respondents did not respond to the Statement of Claim. DATE FILED: September 21, 2000 CASE SUMMARY: Claimant alleged that respondents fai

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Terrie Schumann (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Andrew B. Elsoffer (Respondents) Case Number: 02-07003 Hearing Site: Cleveland, Ohio Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Terrie Schumann ("Schumann") hereinafter referred to as "Claimant": Douglas A. Kutsko, Esq., Brian P. Biggi

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-07002 Inez S. Tornblom, IRA, claimant vs. Fidelity Investments, respondent ATTORNEYS: Claimant appeared pro se, Elgin, IL. For Respondent appeared in-house counsel Colleen A. Hankins, Esq., Boston, MA. DATE FILED: November 19, 2002 CASE SUMMARY: Claimant alleged that respondent placed her after tax savings in a taxable IRA account. Claimant further alleged that she had to pay taxes on a

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-07001 American Express Financial Advisors, Claimant vs. Wen Ling Lo and Sam Y Mak, Respondents. ATTORNEYS: Claimant, American Express Financial Advisors, ("Claimant") appeared through its in-house counsel Anthony Gericke, Minneapolis, MN. Respondents, Wen Lin Lo, and Sam Y Mak, (collectively "Respondents") appeared through Paul S. Moore, Esq., Nashua, NH. DATE FILED:November 19, 2002

Award NASD Dispute Resolution In the Matter of the Arbitration Between: John W. Niehaus Trust, John W, Niehaus, Trustee (Claimant) v. McDonald Investments, Inc. and William P. Cseplo (Respondents) Case Number: 02-07000 Hearing Site: Cincinnati, Ohio Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant John W. Niehaus Trust ("Niehaus Trust") hereinafter referred to as "Claimant": Andrew W. Green, Esq., C

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Nirmher: 02-06996 Carolyn C. Moore Name of the Respondents Hearing Site: Washington, DC UBS PaineWebber, Inc. n/k/a UBS Financial Services, Inc. Nature of the Dispute: Customer vs. Member. RP.PRFSF.NTATTON OF PARTIES Claimant, Carolyn C. Moore ("Claimant"), was represented by Mark M. Dumler, Esq., Parker, Dumler & Kiely LLP, Baltimore, Maryland.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-06993 Sal Tusa, individually and as Trustee of the Revocable Trust Agreement of Salvatore P. Tusa U/A DTD 11/30/99 Names of the Respondents Hearing Site: Boca Raton, FL Merrill Lynch, Pierce, Fenner & Smith, Inc. Kevin Tritsch Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Fo

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Daniel B. Parsont and Trina M. Parsont JT TEN Daniel B. Parsont and Trina M. Parsont JTWROS Trina M. Parsont Daniel B. Parsont, Custodian FBO Neil H. Parsont UTMA FL Daniel B. Parsont, Non-Conduit IR Advanced Clearing, Lie, Custodian Daniel B. Parsont, Rollover IRA Advanced Clearing, Inc. Custodian Trina Mae Parsont, IRA Adva

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between ! Name of Claimant Ronald S. Bergman and 02-06987 Phoenix, Arizona Name of Respondents i A.G. Edwards & Sons, Inc. Karen L. Rittel i • i Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTTES , * Ronald S. Bergman ("Claimant") was represented by John J, Nicgorski, Esq., Mohr, Hackett, Pederson, Blakle

Award NASD Dispute Resolution In the Matter of the Arbitration Between: >%pp. of thp Claimant- r^e Number 02-06986 Elaine Miller Site: Dallas, Texas Scott D. Ricketts Financial Marketplace Group, LLC TV^T TTRf OF TWF Til SPITTF. Public Customer v. Associated Person and Non-Member Firm RFPKFSfrNTATTOTV OF PAttTTF.S Claimant Elaine Miller, hereinafter referred to as "Claimant": John E. Dees, Jr., Esq. of Dallas, Texas. Respondents Scot