Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-06932 Michael R. Angel and Holly J. Angel Michael R. Angel C/F Kristen M. Angel UGMA/FL Michael R. Angel C/F Lauren E. Angel UGMA/FL Names of the Respondents Hearing Site: Boca Raton, Florida Merrill Lynch, Pierce, Fenner & Smith Incorporated Robert Moossy Robert D. Thompson Jose Rivera Nature of the Dispute: Customer

Award NASD Dispute Resolution In the Matter of the Arbitration Between: David M. Kupfer, M.D., Claimant v. Morgan Stanley DW Inc. ? Respondent Morgan Stanley DW Inc., Counter-Claimant v. David M. Kupfer, M.D., Counter-Respondent Morgan Stanley DW Inc., Third-Party Claimant v. San Diego Asset Management, Inc. and Wendy Feldman Purner, Third-Party Respondents Case Number: 02-06930 Hearing Site: San Diego, California Nature of the Disputes: Cus

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Victoria S. Fenton, Claimant v. Douglas C. Johns and Russell W. Millard, Respondents Case Number: 02-06928 Hearing Site: Las Vegas, Nevada Nature of the Dispute: Customer v. Associated Persons REPRESENTATION OF PARTIES For Claimant: Alan N. Fenton, Esq. Law Offices of Alan N. Fenton Las Vegas, Nevada For Respondent Douglas C. Johns: Eileen L. McGeever, Esq. Rushall &

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-06923 Mark E. Hoskin, IRA, claimant vs. TD Waterhouse Investor Services, Inc., respondent. ATTORNEYS: Claimant appeared pro se, Glendale, CA. For Respondent appeared in-house counsel Janis Campanella, Esq., Boca Raton, FL. DATE FILED: November 15, 2002 CASE SUMMARY: Claimant alleged that respondent failed to execute orders to buy and sell shares of ICOM, JFAX, ADSX, CHNAQ, and HMO stocks

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Ermin Sallmen and 00-04162 Troy, Michigan Russo Securities, Inc. Ferdinand Russo a/k/a Fred Russo, and William G. Brown REPRESENTATION OF PARTIES Ermin Sallmen ("Claimant") was represented by Anthony V. Trogan, Esq., West Bloomfield, Michigan. Russo Securities, Inc. ("RSI") and Ferdinand Russo a/k/a Fred Russo ("Russo"), hereinafter referred to as "the Russo

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Steven P. Mednick (Claimant) v. Kirtin Securities, Inc., Kirlin Holding Corp., Anthony Kirincic and David O. Lindner (Respondents) Case Number: 02-06922 Hearing Site: New York, New York Nature of Dispute: Associated Person v. Member, Non-Member and Associated Persons REPRESENTATION OF PARTIES Claimant Steven P. Mednick ("Mednick") hereinafter referred to as "Claimant": Ja

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Patricia Toner a/k/a Eleanor Patricia Toner and Patricia Toner Cash/Personal (Claimants) v. Kirlin Securities, Frank Nargentino, and Ed Deicke (Respondents) Case Number: 02-06921 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimants Patricia Toner a/k/a Eleanor Patricia Toner ("Toner") and Patricia To

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Norman Ember, individually, and on behalf of the Estate of Susan Ember., and The Norman and Susan Ember Foundation (Claimants) v. Salomon Smith Barney, Inc. n/k/a Citigroup Global Markets, Inc.., Kenneth Edward Chapin, and Jack Benjamin Grubman (Respondents) Case Number: 02-06920 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Member and Associated Persons.

STIPULATED AWARD NASD Dispute Resolution In the Matter of Arbitration Between: Name of Claimant Susan P. Sylvester Names of Respondents A.G. Edwards & Sons, Inc. Frederick Findeisen Mark Bonnot Harvest Financial Corporation Frank D. Ruscetti Robert A. Papariella Case Number: 02-06916 Hearing Site: Pittsburgh, Pennsylvania Nature of Dispute: Customer v. Members and Associated Persons. REPRESENTATION OF THE PARTIES Claimant

N Award ASD Dispute Resolution In the Matter of the Arbitration Betv Fredrick T. Golden III, Claimant v. Case Number: 02-06912 een: UBS Financial Services Inc. and Angeli Forster, Respondents Hearing Site: San Diego, California Nature of the Dispute: Customer vs Member and Associated Person REPRESENTATION OF PARTIES For Claimant: For Respondents: Arthur S. Leider Investors Arbitration Specialists San Diego, California