Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-06881 Prudential Securities, Incorporated Name of the Respondent Hearing Site: Boca Raton, Florida Roselyn Vilovar Nature of Dispute: Member vs. Customer. REPRESENTATION OF PARTIES For Prudential Securities, Incorporated, hereinafter referred to as "Claimant": Richard L. Martens, Esq. and Matthew N. Thibaut, Esq., Boose Casey Ciklin Lubit

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-06878 Prudential Securities, Incorporated Name of the Respondent Hearing Site: Boca Raton, Florida Robert Andrew Mick Nature of the Dispute: Member vs. Associated Person REPRESENTATION OF PARTIES For Prudential Securities, Incorporated, hereinafter referred to as "Claimant": Richard L. Martens, Esq. and Matthew N. Thibaut, Esq.

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-06871 Prime Charter Ltd., Claimant vs. Andre F. Jordan, Respondent. ATTORNEYS: Claimant, Prime Charter Ltd., ("Claimant") appeared through its in-house counsel, Eric J. Shames, Esq., New York, NY. Respondent, Andre F. Jordan ("Respondent") did not submit an answer to the Statement of Claim. DATE FILED: November 13, 2002. CASE SUMMARY: Claimant alleged that Respondent has failed and refus

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Kamil H. Sweidan (a/k/a Kamil Sweidan), individually and as Trustee of the Kamil Sweidan Trust and Case Number: 02-06869 Hearing Site: Troy, Michigan Names of Respondents 1 1 UBS Financial Services, Inc. , and Joseph Majdalani NATURE OF DISPUTE Customers v. Member and Associated Person REPRESENTATION OF PARTIES Claimants, Kamil H

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Rafique Pasha and Parveen Pasha (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Alberico Sessa, David Kasell, and Joseph Kasell (Respondents) Case Number: 02-06867 Hearing Site: New York, New York Nature of the Dispute: Customers v. Member and Associated Persons. REPRESENTATION OF PARTIES Claimants Rafique Pasha ("R, Pasha") and Parveen Pasha ("P. Pasha") here

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Morgan Stanley Dean Witter Online, Inc,, Claimant v. Michael Ghani, Respondent Case Number: 00-04157 Hearing Site: San Diego, California REPRESENTATION OF PARTIES For Claimant: For Respondent: Robert T. Sullwold, Esq. Sullwold & Hughes San Francisco, California Michael Ghani InProSe Rancho Cucamonga, California CASE INFORMATION Statement of Claim file

NASD Dispute Resolution In the Matter of the Arbitration Between: Joseph Guerriero v. J.P. Turner & Company, LLC and John Columbia Case Number: 02-06865 Hearing Site: New York, NY REPRESENTATION OF PARTIES Claimant Joseph Guerriero ("Guerriero"), hereinafter referred to as "Claimant" appeared pro se at the hearing. Up until August 26,2003, represented by Leon Baer Borstein, Esq., Borstein & Sheinbaum, New York, New York. Respondent J.P. Turner & Company

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-06863 Cesar Valle and Ana D. Valle Names of the Respondents Hearing Site: Boca Raton, Florida Citigroup Global Markets, Inc. Gregory Roth Nature of the Dispute: Customer v. Member Firm and Associated Person. REPRESENTATION OF PARTIES Claimants Cesar Valle and Ana D. Valle appeared pro se. For Citigroup Global Markets, Inc. ("Citigro

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Jill Frobeen and Names of Respondents Marvin Pitcock Jan Elcock Scott Keller Case Number: 02-06862 Hearing Site: Southfield, Michigan REPRESENTATION OF PARTIES Jill Frobeen ("Claimant") appeared in pro per. Marvin Pitcock ("Pitcock") was represented by Thomas E. Satrom, Esq., Lock Reynolds LLP, Indianapolis, Indiana as of on or about May 2

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between ' Name of Claimant John Prassas Living Trust, John and Dorothy Prassas and Gail Carey, TTEES and . 02-06859 Chicago, Illinois Name of Respondents , Waterstone Financial Group Inc. i • Denzil Alan Locke Locke Financial Services, Inc. Nature of the Dispute: Customer vs. Member; Associated Person; and Non-Member. : I REPRESENTATION OF PARTIES John