Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Russell Johnson and Judy Johnson Names nf the Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc., and John Wagner Case Number- 02-06768 Hearing Site- Richmond, Virginia Nature of the Dispute: Customers vs. Member and Associated Person. RRPRF.SF.NTATTON OF PARTTF.S Claimants, Russell Johnson and Judy Johnson, hereinafter collectively re

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Douglas R. Malsberger, IRA Names of the Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. William M. Beck Case Number: 02-06766 Hearing Site: Orlando, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Douglas R. Malsberger, IRA, referred to as "Claimant": David M. Foster, Esq., David M.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Thomas William LaGanga, Executor of the Estate of EvaBuzzi Walker (Claimant) v. Fahnestock & Co., Inc. and Dino Carlo Casali (Respondents) Case Number: 02-06758 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimant Thomas William LaGanga, Executor of the Estate of Eva Walker Buzzi ("LaGanga") hereinaf

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Dan Farash (Claimant) v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc., Richard Drayton, and Jack Grubman (Respondents) Case Number: 02-06757 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant Dan Farash ("Farash") hereinafter referred to as "Claimant": John T. McGuire, Esq., Jo

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Theresa Walsh (Claimant) v. Capital Analysts, Inc., EPA Financial Services Corp., and Robert J. Richards, Sr. (Respondents) Case Number: 02-06755 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member, Non-Member, and Associated Person. REPRESENTATION OF PARTIES Claimant Theresa Walsh ("Walsh") hereinafter referred to as "Claimant": Chad N. Cagan, Esq.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Emil J. Jutrowski (Claimant) v. Janney Montgomery Scott LLC (Respondent) Case Number: 02^06754 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant Emil J. Jutrowski ("Jutrowski") hereinafter referred to as "Claimant": Robert D. Piliero, Esq., Piliero Goldstein Kaiser & Mitchell, LLP, New York, NY. Previously represented by: Robert D. Piliero, Esq. and Andrew T. Solom

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-06745 Rodney J. Glover, Claimant vs. Ameritrade, Inc., Respondents. ATTORNEYS: Claimant, Rodney J. Glover, ("Claimant"), appeared Pro Se., New Orleans, LA. Respondent, Ameritrade, Inc., ("Respondent"), appeared through its in-house counsel, James J. Vihstadt, Bellevue, NE. DATE FILED:November 8, 2002 CASE SUMMARY: Claimant alleged that Respondent violated NASD/NYSE Rules 2520 and 301

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-06744 Kenneth W. and Barbara L. Pennington, claimants vs. HA&W Strategic Partners, LLC and HA&W Capital Partners, LLC, respondents. ATTORNEYS: Claimants appeared pro se, Lithonia, GA. For Respondents appeared in-house counsel N. Nicholas Bhandari, Atlanta, GA. DATE FILED: November 8, 2002 CASE SUMMARY: Claimants alleged that respondents were unable to provide documentation supporting

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 00-04142 Charles Schwab & Co., Inc., Claimant vs. Vijaya V. Panthaki, Respondent. ATTORNEYS: For Claimant appeared Brandon K. Hemley, Esq., Charles Schwab & Company, Inc., San Francisco, CA. Respondent did not make an appearance in this matter. DATE FILED: September 21, 2000 CASE SUMMARY: Claimant alleged that the Respondent failed to repay debit balance. Claim Data Claim: $24

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Leonard A. Speckin and Pamela A. Speckin and Names of Respondents Raymond James & Associates, Inc. and George A. Pf leger Case Number: 02-06738 Hearing Site: Detroit, Michigan NATURE OF DISPUTE Customers v. Member Firm and Associated Person REPRESENTATION OF PARTIES Leonard A. Speckin and Pamela A. Speckin ("Claimants") were repre