Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-06354 Dan R. Duncan and Neils Creek Property Co., Ltd Name of the Respondent Hearing Site: Atlanta, Georgia Bear Stearns & Co., Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Dan R. Duncan ("Duncan") and Neils Creek Property Co., Ltd, ("Neils") hereinafter collectively referred to as "Claim

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-06348 Ralph G. Amodei, claimant vs. Allan Douglas Securities, Inc. and James Taylor, respondents. ATTORNEYS: Claimant appeared pro se, Davie, FL. For Respondent Allen Douglas Securities, Inc. appeared Russell L. Forkey, Esq., Fort Lauderdale, FL. DATE FILED: October 22, 2002 CASE SUMMARY: Claimant alleged that respondent sold IDTI without his permission and purchased ASCL without his

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-06347 Westor Online, Inc., Claimant vs. Raymond A. Thomas, Respondent. ATTORNEYS: For Claimant appeared Dominick J. Porto, New York, NY. Respondent did not respond to the Statement of Claim. DATE FILED: October 22, 2002 NATURE OF CLAIM: Member Firm v. Associated Person CASE SUMMARY: Claimant alleged that Respondent has failed to repay monies owed being the balance of an amount of a l

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: D. Barrett Watkins and Linda Watkins, Claimants v. American Income Securities, Equity Trust Advisors, Inc., Mark C. Photoglou and Henry D. Davidson, Respondents Case Number: 00-04105 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimants: Jeffrey A. Blackie, Esq. Call & Jensen Newport Beach, California For Respondents: James K. Autrey, Esq. N

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Kent Bradford Ellis (Claimant) v. TIAA-CREF Individual & Institutional Services, Inc. (Respondent) Case Number: 02-06346 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Claimant Kent Bradford Ellis ("Ellis") hereinafter referred to as "Claimant" appeared pro se. Respondent TIAA-CREF Individual & Institutional Services, I

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Edward A. LaScala (Claimant) v. HSBC Securities (USA), Inc. (Respondent) Case Number: 02-06343 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member f REPRESENTATION OF PARTIES Claimant Edward A. LaScala, hereinafter referred to as "Claimant": Alan L. Sklover, Esq., Sklover & Associates, LLC, New York, NY. Respondent HSBC Securities (USA), Inc.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants William I. Gold, Trustee, TUA William I. Gold DTD 12/5/00 Ruth H. Gold, Trustee, TUA Ruth H. Gold DTD 12/5/00 Names of the Respondents Morgan Stanley Mark Binko Case Number: 02-06340 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person, REPRESENTATION OF PARTIES For William I. Gold, Trus

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Arthur Schechet, Individually and as Trustee of The I. Arthur Schechet Trust Names of Respondents Citigroup Global Markets, Inc., Jessie E. Collins-Rehil and Andrew M. Beider Case Number: 02-06335 Hearing Site: Southfield, Michigan NATURE OF DISPUTE Customers v. Member and Associated Persons REPRESENTATION OF PARTIES I. Arthur Schechet,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-06329 Michael S, Radetsky Sally M. D'Angelo Michael S. Radetsky and Sally M. D'Angelo Revocable Trust Michael R. Alford Shannon R. Alford Robertson and Mary Paige Alford Dorothea B. Alford Trust Names nf the Respondents Hearing Site- Washington, D.C. Fidelity Brokerage Services, LLC Fidelity Investments Ferris Baker Watt

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ten L. Mischler, Claimant v. P. Rene Steede and First Union Securities, Inc. (now known as Wachovia Securities, Inc.), Respondents Case Number: 02-06324 Hearing Site: San Francisco, California Nature of the Dispute: Customer y. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: In Propria Persona Fresno, California For Respondents: Kelly J. Moyni