Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Michael Schwartz, Claimant v. JP Morgan H&Q/Chase Securities, Inc. aka JP Morgan Securities, Inc., Terence J. Creighton, Jr., and Mary K. Foust, Respondents Case Number: 02-06035 Hearing Site: Honolulu, Hawaii Nature of the Dispute: Customer vs. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: Ira P. Rothken, Esq. Rothken Law Firm San Rafael,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Gary Bizzell and Annie Jacob, Claimants v. Merrill Lynch, Pierce, Fenner & Smith, Inc., and Andrew C. Anagnostou, Respondents Case Number: 02-06034 Hearing Site: San Francisco, California Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: Brett A. Alcala, Esq. Alcala Law Firm San Mateo, California For Resp

Award NASD Dispute Resolution In the Matter of the Arbitration Between: John Booker, Booker Gery Hickman 401(k) Profit Sharing Plan, Gary J. Gery, James E. Hickman and Bonnie Booker, Claimants vs. Naomi Monschein and Monschein and Associates LLC, Respondents Case Number: 02-06032 Hearing Site: San Francisco, California Nature of the Dispute: Customers v. Associated Person and Non-Member REPRESENTATION OF PARTIES For Claimants: John E. Cassinat, Esq.

'; ' r Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-06030 Khadija Derrhi Names of the Respondents Hearing Site: Boca Raton, Florida Ken Kielbania Ryan, Beck & Co. Nature-of the Dispute: Customer vs. Member Firm and Associated Person. REPRESENTATION OF PARTIES For Khadija Derrhi ("Derrhi"), hereinafter referred to as "Claimant": William S. Isenberg, Esq., Isenberg

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Shirley J. Sainsbury, Claimant v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney Inc. and Sharon D. Black, Respondents Case Number: 02-06021 Hearing Site: Seattle, Washington Nature of the Dispute: Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES For Claimant: Ralph R. Smith, Esq. Attorney at Law Tumwater, Washington For Respondents: Jos

5*7/03/2003 X5:42 , 202-337-5459 MUIRLAW ftl-tfi-03 Qi:D5an Fran-HASO DISPUTE RESOLUTION 232-726-6952 Stipulated Award NASD Dispute Resolution -PAGE B2/06 T-971 P.Q02/QQ3 F-909 In ihe Matter of the Arbitration Between: Ihaih Ari-7 Jeneax Aziz 02-06013 Sitft' Washington, DC Merrill Lynch, Pierce, Fenner & Smith, Inc. Eric MacDonnell Duvld MacDonnell Kiah Warden Claimants, Ihab Aziz and Jeneat Aziz, heremafiercoJleciivelyrefeTT

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Pase Number 02-060 1 1 Samuel E. Sprehe Name of the Respondents Hearing Site: Raleigh, NC A.G. Edwards & Sons, Inc. James B. Latham Nature of the Dispute: Customer v. Member and Associated Person. RFPRFSFNTAT10N OF PARTTFS Claimant, Samuel E. Sprehe, hereinafter referred to as "Claimant", was represented by Harry S. Miller, Esq., Perkins, Smith & Cohen, LLP, Boston, Mass

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-06010 Morgan Keegan & Company, Inc. Name of the Respondent Hearing Site: Boca Raton, Florida Jeff Carroll Nature of Dispute: Member vs. Associated Person REPRESENTATION OF PARTIES For Morgan Keegan & Company, Inc., hereinafter referred to as "Claimant": J.P. Brizzolara, Staff Attorney, Morgan Keegan & Company, Inc., Memphis, Tennessee.

Award NASD Dispute Resolution In the Matter of the Arbitration .Between: Name of the Claimant Case Number: 02-06009 Barbara Wolpe Names of the Respondents Hearing Site: Boca Raton, Florida Young Stovall & Company Eileen Lamchick Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Barbara Wolpe ("Wolpe"), hereinafter referred to as "Claimant": Kenneth S. Sandier, Esq., Kenneth S. Sandier, P.A., Holl

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-06007 Philip Aronson and Jean Aronson Names of the Respondents Hearing Site: Boca Raton, Florida Costa Financial Group, Inc., a Florida corporation, and Andrew Costa, individually Nature of Dispute: Customer vs. Non-Member and Associated Person. REPRESENTATION OF PARTIES For Philip Aronson and Jean Aronson, hereinafter collectiv