AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants John Asdigian and JoAnne Asdigian and 02-05825 Milwaukee, Wisconsin Name of Respondents SSI Investments, Inc., and Mick James McDermott Nature of dispute: customer v. member and associated person. REPRESENTATION OF PARTIES John Asdigian and JoAnne Asdigian ("Claimants") were represented by Dennis J. Flynn, Esq., of Schoone, Leuck, Kelley, Pitts & Kn

Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Terry G. Thompson, (Claimant) v. Salomon Smith Barney Inc., Jack B. Grubman, and Ronald A. Hollinger, (Respondents) Case Number: 02-* 05824 Hearing Site: Indianapolis, Indiana NATURE OF DISPUTE Customer vs. Member Firm and Associated Persons REPRESENTATION OF PARTIES Claimant Terry G. Thompson: Represented by Hayward Richard Pressman, Pressman & Trien, New Y

STIPUATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Charles Schwab & Co. and Name of Respondent Greg G. Cutler Case Number: 02-05823 Hearing Site: Detroit Michigan REPRESENTATION OF PARTIES Charles Schwab & Co. ("Claimant") was represented by Brandon K. Hemley, Esq., Charles Schwab ; & Co:, Inc., San'Franciscb; California. Greg G. Cutler ("Respondent") appeared in pro per. ...:"."

Award NASD Dispute Resolution In the Matter of the Arbitration Between: p nf thp r)ai'm^r|f r^g "[y^her- 02-05816 Founders Equity Securities ^ the Rfpp^ndgnts H ftar "ig ftiftv Dallas, Texas Gary & Rosario Higgins; and, Higgins/Garza Cantu Ltd. Partnership NATTTRF OF Member Firm v. Public Customer Claimant Founders Equity Securities, hereinafter referred to as "Claimant": Thomas J. Spackman of Founders Equity Securities, Dallas, Texa

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant ' Merrill Lynch Pierce Fenner & Smith, Inc. Case Number: 02-5815 • '• ' " .'. and • • i i i , • • Name of Respondents , Jose M. Rizo and Nivia Rizo Hearing Site: St. Louis, MO REPRESENTATION OF PARTIES ' :' Claimant, Merrill Lynch Pierce Fenner & Smith, Inc., (hereinafter referred to as "Claimant") was represented by Jacqueline P. Ulin Esq

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Steven G. Franks and *• 02-05814 Phoenix, Arizona Name of Respondent Ameritrade, Inc. Successor-in-interest to Datek Online Financial Services, L.L.C. REPRESENTATION OF PARTIES Steven G. Franks ("Claimant") was represented by Garry N. Keister, Esq., Golston Keister & Steen, P.L.C., Tempe, Arizona. Ameritrade, Inc. Successor-in-interest to Datek Online

Award NASD Dispute Resolution In the Matter of the Arbitration Between: TSfamenf the riaimant rasp. Number- 02-05813 Mountain States Mutual Casualty Company Name of the. Respondent Hearing .Site! Albuquerque, New Mexico UBS Financial Services Inc. Customer vs. Member Firm OF John J. Kelly, Esq. of the law firm Modrall, Sperling, Roehl, Harris & Sisk, P.A. located in Albuquerque, New Mexico, represented Claimant, Mountain States Mutual Casualty C

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants Andrew F. and Olga M. Hinderliter Case Number: 02-05812 Hearing Site: Houston, Texas and Names of Respondents Citigroup Global Markets, Inc. and Charles Warren ("Chip") Caprez NATURE OF DISPUTE Customers v. Member Firm and Associated Person REPRESENTATION OF PARTIES Andrew F. and Olga M. Hinderliter ("Claimants") were represented by

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Garnett M. Pampell and the Estate of Alfred E. Pampell and Case Number: 02-05811 Hearing Site: Houston, Texas Names of Respondents H&R Block Financial Advisors, Inc., and James L. Porter NATURE OF DISPUTE Customers v. Member Firm and Associated Person REPRESENTATION OF PARTIES Garnett M. Pampell and the Estate of Alfred E. Pampell ("Claimants")

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Charles J. Cernansky and Sharon L. Burley, (Claimants) vs. Merrill Lynch, Pierce, Fenner & Smith, Inc., (Respondent) Case Number: 00-04054 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimants Charles J. Cernansky ("Cernansky") and Sharon L. Burley ("Burley"), hereinafter collectively referred to as "Claimants": Leonard Weintraub, Esq., Paduano & Weintraub LLP,