NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 00-04047 Stephen Boyd French, claimant vs. Suretrade, Inc. and Automatic Data Processing, respondents. ATTORNEYS: Claimant appeared Pro Se, Tallahassee, FL. For Respondent, Suretrade, Inc., appeared Bennett Falk, Esq., of the firm Morgan, Lewis & Bockius, LLP, Miami, FL. Respondent, Automatic Data Processing, was not required and did not submit to NASD Dispute Resolution's jurisdiction.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-05788 Dreama M. Waldrop, as Trustee of the Dreama M. Waldrop Trust UA DTD 02/29/00, and on behalf of the Dreama M. Waldrop IRA Rollover DTD 10/07/99, and as Custodian for Richard Michael Primer, Mark S. Waldrop, Individually, and as Custodian for Jacob S. Waldrop and William Joel Waldrop Names of the Respondents Hearing Site

Award NASD Dispute Resolution In the Matter of the Arbitration Between: nf fVie niai' American Express Financial Advisors, Inc. Number; 02-05785 Name nf the Respondent Christopher Veltmann Hearing Site: Charlotte, North Carolina RFPRFSFNTATTON OF PARTIES Claimant American Express Financial Advisors, Inc. ("Claimant") was represented by Donald R. McNeil, Esq., Coleman, Hull & Van Vliet, PLLP, Minneapolis, Minnesota. Respondent Christopher

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Haydee Cabrera (Claimant) v. Morgan Stanley DW, Inc. and Jong Wook Kim (Respondents) Case Number: 02-05772 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Haydee Cabrera ("Cabrera") hereinafter referred to as "Claimant": Ira S. Kaplan, Esq., Plainview, NY. Respondents Morgan Stanley DW, Inc

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-05771 Jean Kerner, Claimant vs. Joel Kaplan and Prudential Securities, Inc., Respondents. ATTORNEYS: For Claimant, Jean Kerner, ("Claimant") appeared Paul C. Kurland, Esq., of the firm Snow Becker Krauss, P.C. New York, NY. Respondents, Prudential Securities, Inc., and Joel H. Kaplan, (collectively "Respondents") appeared through their in-house counsel, Patricia A. Fitzpatrick, Esq., New Yor

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-05768 Raymond James & Associates, Inc. Name of the Respondent Hearing Site: Boca Raton, Florida JohnBowen Nature of the Dispute: Member Firm vs. Associated Person. REPRESENTATION OF PARTIES For Raymond James & Associates, Inc. ("RJA"), hereinafter referred to as "Claimant": Rick Buckwalter, Esq., Raymond James & Associates, Inc

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Prudential Equity Group, Inc. and Name of Respondent David B. Thomas, Sr. Case Number: 02-05762 Hearing Site: Houston, Texas NATURE OF DISPUTE Member Firm v. Associated Person REPRESENTATION OF PARTIES Prudential Equity Group, Inc. ("Claimant") was represented by J. Scott Hogan, Esq., of Munsch, Hardt, Kopf & Harr, PC, of Dallas, Texas. Da

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Cecilia A. Gallagher H&R Block Financial Advisors, Inc; Prudential Securities, Inc. and Matthew Figueroa _ Hearing Site: Phoenix, Arizona REPRESENTATION OF PARTIES Claimant, Cecilia A. Gallagher ("Gallagher"), hereinafter referred to as "Claimant": Lawrence R. Moon, Esq., Lawrence R. Moon, P.C., 132 South Central Avenue, Suite 208, Phoenix, AZ 85004. Responden

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Michael Solomone and Sari Solomone (Claimants) Case Number: 02-05758 v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Mollie L. Brennan, James A. Richardson, and Travis K. Musgrave (Respondents) Hearing Site: Louisville, Kentucky NATURE OF THE DISPUTE Customers v. Member and Associated Persons REPRESENTATION OF PARTIES Claimants, Michael Solomone and Sari Solomone

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant / Counter-Respondent SunAmerica Securities, Inc. v. 02-05755 Minneapolis, Minnesota Respondent / Counter-Claimant Sherwin Presley Brown and Respondent Jamerica Financial, Inc. Nature of Dispute: Member v. Associated Person and Non-Member and Associated Person v. Member REPRESENTATION OF PARTIES SunAmerica Securities, Inc. ("Claimant' 1 ) w