Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claim ants W. Alex and Nancy A. Willis, JTWROS Name nf the Respondent Merrill Lynch Pierce Fenner & Smith Inc. Case Number 02-05526 Hearing Site; Raleigh, North Carolina Nature of the Dispute: Customers vs. Member. RFPRF.SF.NTATTON OF PAKTTF.S Claimants W. Alex and Nancy A. Willis, JTWROS, hereinafter collectively referred to as "Claimants", were not repr

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Ella Mary Lewis and 02-05525 Phoenix, Arizona Name of Respondents Merrill Lynch Pierce Fenner & Smith, Inc. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney Inc. Kirk J.Gill John S, Simonson Nature of the Dispute: Customer vs. Members and Associated Persons. REPRESENTATION OF PARTIES Ella Mary Lewis ("Claimant") was represented by Mark Lammers,

/i wai o NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Peter W. Pagano, Trustee u/a/d 5/15/96 Elizabeth Pagano Names of the Respondents Morgan Stanley DW, Inc. Douglas Schrager Case Number: 02-05524 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Peter W. Pagano, Trustee u/a/d 5/15/96 ("PWP") and Elizabeth Paga

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-05519 American Express Financial Advisors, claimant vs. Magdy Ahmad, respondent. ATTORNEYS: For Claimant appeared Anthony Gericke, Margin Department, Minneapolis, MN.. Respondent did not respond to the Statement of Claim. DATE FILED: September 17, 2002 CASE SUMMARY: Claimant alleged that respondent failed to repay monies owed on an outstanding debit balance in his account. Claim Data

CASE; 02-05513 Julia A. and Vincent J. Vclci, claimants v*. T. Rowe Price Investment Services, Inc., respondent. ATTORNEYS: Claimants appeared pro se, La Miranda, CA. For Respondent appeared in-house counsel, John R. Oilner. Esq.. Baltimore, MIX DATE FILED: September 17, 2002 CASE SUMMARY: Claimants alleged that respondent failed to supervise, advise and otherwise prudently guide them toward a more conservative and safe trading activity and format Claimants

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert J. Aronson (Claimant) v. Paul A. Peterson and Merrill Lynch, Pierce, Fenner & Smith Incorporated (Respondents) Case Number: 02-05512 Hearing Site: Rochester, NY Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimant Robert J. Aronson ("Claimant"): Kevin Conway and Fred Van Remortel of Conway & Conway, 1700 Broadway,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Joanne McHugh, IRA (Claimant) v. Matthew G. Kovalcik and Raymond James Financial Services, Inc. (Respondents) Case Number: 02-05510 Hearing Site: Columbus, OH Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES Claimant Joanne McHugh ("McHugh") hereinafter referred to as "Claimant": David P. Meyer, Esq., David P. Meyer Co., L.P.A.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Scott C. Seibel and Sharon R. Seibel, Claimants v. Merrill Lynch, Pierce, Fenner & Smith, Inc. dba Merrill Lynch Direct, Respondent Case Number: 02-05509 Hearing Site: San Francisco, California Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES For Claimants: Mitchell S. Ostwald, Esq. Sacramento, California For Respondent: Paul J. Lambert, Esq. Gerard P

NASD DISPUTE RfcouLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-05508 Norma B. Kobernus, Claimant vs. Salomon Smith Barney, Inc. and Karen Kehr, Respondents. ATTORNEYS: Claimant, Norma B. Kobernus, appeared pro se. Castro Valley, CA. Respondents, Salomon Smith Barney, Inc. and Karen Kehr, appeared through their in-house counsel, Ann Parry, Esq., New York, NY. DATE FILED: September 16, 2002 CASE SUMMARY: Claimant alleged that respondents placed her i

•01'add 3WI1 INIfeld Wd££:2 '0T"ddb 3WI1 NASD Dispute Resolution, Inc. Arbitration No. 00-04015 Award Page 1 of 5 Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Dr. Soheil Hekmat v. TD Waternouse Investor Services, Inc. and Robert Koch Case Number 00-04015 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: Dr. Soheil Hekmat In Pro Per Los Angeles, California For Respondents: J