461 MUA Award NASD Dispute Resolution In the Matter of the Arbitration Between: J.P. Turner & Company, LLC (Claimant) v. Robert Pemiola (Respondent) Case Number: 02-05316 Hearing Site; New York, New York Nature of the Dispute; Member vs. Customer REPRESENTATION OF PARTIES Claimant J. P. Turner & Company, LLC ("J.P. Turner") hereinafter referred to as "Claimant": Martin S. Cole, Esq., New York, NY. Previously represented by: Michael S, Colombo, P

NASD Dispute Resolution Arbitration No. 02-05314 Award Page 1 of 7 Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Case Number: 02-05314 Horizon Benefit Administration Mark H. Fischer Name of the Respondents Hearing Site: Cleveland, Ohio Richard J. Beach RF Disbursements Co. Reserve Financial Agency Corporation William Henry Gerber, Jr. REPRESENTATION OF PARTIES Claimants, Horizon

CASE: 02-05312 and 02-05313 - Ghansham P. Kamta and Bebe Z. Kamta, Claimants vs. Charles Schwab & Co., Respondent. Ghansham P. Kamta and Christine K. Kamta, Claimants. Vs. Charles Schwab & Co., Respondent. ATTORNEYS: For Claimants appeared George E. Victori, Esq. of the firm Lall & Associates, P.C., Ozone Park, NY. Respondent appeared through its in-house counsel, Richard A. Karoly, Esq., San Francisco, CA. DATE FILED: September 9, 2002 CASE SUMMARY: Cl

CASE: 02-05312 and 02-05313 - Ghansham P. Kamta and Bebe Z. Kamta, Claimants vs. Charles Schwab & Co., Respondent. Ghansham P. Kamta and Christine K. Kamta, Claimants. Vs. Charles Schwab & Co., Respondent. ATTORNEYS: For Claimants appeared George E. Victori, Esq. of the firm Lall & Associates, P.C., Ozone Park, NY. Respondent appeared through its in-house counsel, Richard A. Karoly, Esq., San Francisco, CA. DATE FILED: September 9, 2002 CASE SUMMARY: Cl

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-05306 Robert G. DeDomenic, claimant vs. James Rogers and Dennis Moorman, respondents. ATTORNEYS: Claimant appeared pro se, Columbus, IN, For Respondents appeared Michael A. Gross, Esq., of the firm Ulmer & Berne LLP, Cleveland, OH. DATE FILED: September 9, 2002 CASE SUMMARY: Claimant alleged that respondents wrongfully penalized him for trades made during a blackout period. Claimant

Award NASD Dispute Resolution In the Matter of the Arbitration Between: James Stack (Claimant) v. Salomon Smith Barney Inc., Stephen O'Donnell, Jason Siegel, Merrill Lynch, Inc., Marianne Naughton, Raymond James Financial Services, Inc. and William Schloemer, Jr. Case Number: 02-05305 Hearing Site: New York, New York Nature of the Dispute: Customer v. Members and Associated Persons REPRESENTATION OF PARTIES Claimant James Stack ("Stack") hereinafter

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Florence R. Carunchio (Claimant) v. American Express Financial Advisors, Inc. (Respondent) Case Number: 02-05302 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES Claimant Florence R. Carunchio ("Carunchio") hereinafter referred to as "Claimant": Matthew V. Bartle, Esq., Berkowitz, Feldmiller, Stanton, Brandt, William

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Morgan Stanley DW, Inc. (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and David Fagenson (Respondents) Case Number: 02-05298 Hearing Site: New York, New York Nature of the Dispute: Member vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Morgan Stanley DW, Inc. ("MSDW") hereinafter referred to as "Claimant": Darren A. Luma, Esq. and Donald N. Cohn,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Pauline Maitoglou (Claimant) v. Continental-Broker Dealer Corp., Anthony Joseph Calascione, Thomas Tiernan, Mark Goetz, Dominick Bianco, Christopher Voccola, Regan Tegge, and Wexford Clearing Services Corp. (Respondents) Case Number: 02-05290 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Members and Associated Persons. REPRESENTATION OF PARTIES Claimant Pa

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-05287 Sadie Foster Names of the Respondents Hearing Site: Boca Raton, Florida Wise Planning Corporation Francis Casey Nature of the Dispute: Customer vs. Member Firm and Associated Person. REPRESENTATION OF PARTIES For Sadie Foster ("Foster"), hereinafter referred to as "Claimant": Lonnie K. Martens, Esq., The Martens Law Firm, Teques