Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-05147 Norman Gatof, ttee, Norman Gatof, rev trust u/a dtd 4/4/91 Judith Gatof, ttee, Judith Gatof, rev trust u/a dtd 4/4/91 Names of the Respondents Hearing Site: Boca Raton, Florida A.G. Edwards & Sons, Inc. H. Michael Berzon REPRESENTATION OF PARTIES For Norman Gatof, ttee, Norman Gatof, rev trust u/a dtd 4/4/91 ("N. Gatof) and Judith

Award NASD Dispute Resolution In the Matter of the Arbitration Between: John Wei, Trustee fbo John Wei MD Inc. Defined Benefit Pension Plan dtd 1-1-83, Claimant v. Torrey Pines Securities, Inc. and William Gunderson, Respondents Case Number: 02-05144 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Gregory Sherwin, Esq. Fields, Fehn & Sherwin Los Angeles

Award NASD Dispute Resolution In the Matter of the Arbitration Between: John J. Corners, Jr. (Claimant) v. Robert K. Mann, Perspective Advisory Company, Advisor's Capital Investments, Inc. and Pacvest Associates, Inc. (Respondents) Case Number: 02-05139 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer v. Member, Non-Member, and Associated Person REPRESENTATION OF PARTIES Claimant John J. Conners, Jr. ("Conners") hereinafter referred t

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between Michael Blau (Claimant) v. Salomon Smith Barney, Inc. n/k/a Citigroup Global Markets, Inc., and Alfred Friedman (Respondents) Case Number: 02-05138 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Michael Blau ("Blau") hereinafter referred to as "Claimant": Jeffrey Neiman, Esq., Neiman

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 00-03970 Simon Hughes, Claimant vs. E*Trade Securities, Respondent. ATTORNEYS: Claimant appeared Pro Se, Knoxville, TN. Respondent appeared through Henry W. Carter, Palo Alto, CA. DATE FILED: September 9, 2000. CASE SUMMARY: Claimant alleged that Respondent negligently liquidated his account in order to cover debts owed to Respondent. Claim Data Award Data Claim: $24,500.00 Aw

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-05135 Jonathan ("Jon") E. Schuetz, claimant vs. Morgan Stanley Dean Witter & Co, (aka Morgan Stanley) and Jim Williams, respondents. ATTORNEYS: For Claimant appeared Donald M. Feferman, Esq., Corpus Christi, TX. For Respondents appeared in-house counsel, Richard Smith, Esq., New York, NY. DATE FILED: August 30, 2002 CASE SUMMARY: Claimant alleged that respondents recommended and purchase

Award - NASD Dispute Resolution In the Matter of the Arbitration Between: Name fTaimant Barbara J. Samaj Name nf the Respondent Edward D/Jones & Co., L.P. i- 02-05133 Hearing Site: Raleigh, North Carolina RF.PRF.SFNTATTON OF PARTIES Claimant Barbara J. Samaj, hereinafter referred to as "Claimant", was represented by H. C. Kirkhart, Esq., Law Offices of H. C. Kirkhart, Cary, North Carolina. Respondent Edward D. Jones & Co., L.P., here

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mark Lords, Claimant v. McDonald Investments Inc. and Jonathan Levine, Respondents Case Number: 02-05131 Hearing Site: Portland, Oregon Nature of Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Alan N. Ariav, Esq. DeConcini McDonald Yetwin & Lacy, P.C. Tucson, Arizona For Respondents: Justin C. Sawyer, Esq. Miller Nash LLP

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jon T. Rossiter, Claimant v. Morgan Stanley DW Inc., Prudential Securities Incorporated and John J. Lawrence, Respondents Case Number: 02-05129 Hearing Site: Los Angeles, California Nature of Dispute: Customer v. Member Firms and Associated Person REPRESENTATION OF PARTIES For Claimant: Irving M. Einhorn, Esq. Law Offices of Irving M. Einhorn Santa Monica, California

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Deborah Garvin, Claimant v. Morgan Stanley DW Inc., Respondent Case Number: 02-05127 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant: William F. Davis, Esq. Law Offices of William F. Davis Los Angeles, California For Respondent: Kevin Fitzgerald, Esq. William M. Turner, Esq. Jones Bell Abbott Flem