Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Erica Beth Hansen Names of the Respondents Daylight Online Brokerage, LLC Daylight Holdings, Inc. John Anthony Sivo Case Number: 02-04950 Hearing Site: Boca Raton, Florida Nature of the Dispute: Associated Person vs. Member, Non-Member and Associated Person. REPRESENTATION OF PARTIES For Erica Beth Hansen, hereinafter referred to a

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Patricia M. Dickinson, individually, and as Executrix of the Estate of James O. Dickinson, Jr. Names of the Respondents Ron Josey, McAllaster & Associates, Richard E. McAllaster and Sterne, Agee & Leach, Inc. Case Number: 02-04945 Hearing Site: Atlanta, Georgia Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATI

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Hossein Danesh, Claimant v. E*Trade Securities, Inc., Respondent Case Number: 00-03936 Hearing Site: San Francisco, CA REPRESENTATION OF PARTIES For Claimant: Richard Sacks Investor Recovery Service 2 Commercial Blvd. Suite 203C Novato, CA 94949 For Respondent: John M. McCoy, Esq. Bird, Mareila, Boxer & Wolpert 1875 Century Park East 23 rd F

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Lillian Hecker and Lillian Becker as The Executor of the Estate of Sidney Hecker (Claimants) v. David Lerner Associates, Inc., Douglas Albert, and Anthony Meere (Respondents) Case Number: 02-04941 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant Lillian Hecker ("Hecker") and Lillian Hecker as

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name f>f the Claimant Case Number 02-04940 Morgan Keegan & Company, Inc. Name nf the Respondent Hean'r>£ Site* Charlotte, NC James R. Starkey RF.PRFSPNTATTON OF PARTIES Claimant Morgan Keegan & Company, Inc. is represented by Shea O'Brien Hicks, Esq., Morgan Keegan & Company, Inc., Memphis, Tennessee. Respondent James R. Starkey is represented by Gerard A. Bos, Es

Award NASD Dispute Resolution In the Matter of the Arbitration Between: James Victorine (Claimant) v. Datek Online Financial Services, LLC (Respondent) Case Number: 02-04937 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimant James Victorine ("Victorine") hereinafter referred to as "Claimant": Matthew Turtle, Esq. and Sara B. Davis, Esq., Perkins, Smith & Cohen, LLP, Boston, MA. Responden

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Sierra Health-Styles, Inc. Sierra Tucson, LLC. and 02-04935 Phoenix, Arizona Name of Respondents Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney Inc. Anne E. Nelson Susan D. Dubow Timothy M. Baker REPRESENTATION OF PARTIES Sierra Health-Styles, Inc. and Sierra Tucson, LLC. ("Claimants") were represented by Michael J. Meehan, Esq.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Todd D. Stout (Claimant) v. Morgan Stanley DW, Inc. and Regina Knight (Respondents) Case Number: 02-04932 Hearing Site: Columbus, Ohio Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Todd D. Stout ("Stout") hereinafter referred to as "Claimant": John F. Marsh, Esq., Porter Wright Morris & Arthur, LLP, Columbus, OH. Respondent

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Walter W. McVety, Brenna A. McVety, and Deidre A. McVety, JTWROS (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Elizabeth Hartmayer, and Eric Joseph Passed (Respondents) Case Number: 02-04929 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customers vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimants Walter W. McVety ("W. McVety"), Bren

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Shila Kangarlou Azbi, Claimant v. Morgan Stanley Dean Witter, Respondent Case Number: 02-04920 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: Steven L. Miller, Esq. Attorney at Law Encino, California For Respondent: Paul D. Allen, Esq. Attorney At Law Pleasanton, California CASE INFORMATION Statement of Claim filed: August 20, 2002