Awai;d NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants/Counter Respondents J.D. and Catherine A- Johnson as trustees to the J.D. Johnson Trust and i J.D. and Catherine A. Johnson as trustees to the Catherine A. Jolpisori Trust 1 1 Name of the Respondents/Counter Claimants First Heartland Capital, Inc. and Dean J. Callison Case Number: 02-04919 Hearing Site: Kansas City, Missouri REPRESE

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of thp Claimant Case Number: 02-04916 Jamal Abdeljawad Name of thp Respondents Hearing Site: Albuquerque, New Mexico Roan-Meyers Associates, LP and Anthony J. Salino i SP Customer vs. Member Firm and Associated Person p T n F Thomas J. Schuchert, Esq., formerly of The Bregman Law Firm, P.C., located in Albuquerque, New Mexico, represented Claiman

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-04913 Raymond James & Associates, Inc. Names of the Respondents Hearing Site: Tampa, Florida Todd E. Simpfenderfer Quick & Reilly, Inc. For Raymond James & Associates, Inc., hereinafter referred to as "Claimant": Francis M. Curran, Esq., P.A., Clearwater, Florida. For Respondent Todd E. Simpfenderfer ("Simpfenderfer"): Andre R. Peron, Esq

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Joseph Shively, (Claimant) vs. Joseph Costa, The GMS Group, LLC, and Gruntal & Co., LLC, (Respondents) Case Number: 00-03934 Hearing Site: Buffalo, New York REPRESENTATION OF PARTIES Claimant, Joseph Shively, hereinafter referred to as "Claimant": Patrick G. Finegan, Jr., Esq., a sole practitioner, Washington, DC. Respondents, Joseph Costa ("Costa"), The GMS Group, LLC ("G

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Dale L. Burghardt, as an individual and as Trustee of the Retirement Plan Trust of DLB Enterprises, Inc. and as Custodian of the Account of Kelsey Burghardt, Claimants v. Edward Jones, Respondent Case Number: 02-04909 Hearing Site: Portland, Oregon REPRESENTATION OF PARTIES ~ For Claimants: Justine Fischer Portland, Oregon For Respondent: Timothy M, Huskey, Esq. Greensfe

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Maureen Abate and Gerard Abate, (Claimants) v. Salomon Smith Barney, Inc., Gilford Securities, Inc., Francis Weber, Jr., Jeffrey S. Miller, Stephen Kaplan and Phillip D. Vallone, (Respondents) Case Number: 02-04906 Hearing Site: New York, New York REPRESENTATION OF PARTIES Nature of Dispute: Customers vs. Members and Associated Persons Claimants, Maureen Abate and

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-04905 Dr. Laurence Pilgeram, TTEE, claimant vs. Robert Malkin , respondent. ATTORNEYS: Claimant appeared pro se» Goleta, CA. Respondent appeared pro se, Ojai, CA. DATE FILED: August 21, 2002 CASE SUMMARY: Claimant alleged that respondent misrepresented and failed to disclose the true market value of bonds in his account. Claimant maintained that due to respondent's actions, his accou

r NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-04904 E*Trade Securities, Inc., claimant vs. Christopher M. Spencer, respondent. ATTORNEYS: For Claimant appeared Stephanie M. Levy, Esq., of the firm Henrichs Law Finn, P.C., Los Angeles, CA. Respondent did not respond to the Statement of Clainx DATE FILED: August 8, 2002 CASE SUMMARY: Claimant alleged that respondent failed to repay monies owed because of a debit balance in h

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Helen Weiss IRA (Claimant) v. Michael A. Ratner and Dreyfus Service Corporation (Respondents) Case Number: 02-04903 Hearing Site: New York, New York Nature of the Dispute: Customer v. Associated Person and Member. REPRESENTATION OF PARTIES Claimant Helen Weiss IRA ("Weiss") hereinafter referred to as "Claimant": George W. Klein, Esq., Law Offices of George W. Klein, Forest Hills

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Henry Fajemirokun (Claimant) v. Dresdner Bank, Dresdner Kleinwort Wasserstein Securities, LLC and Dresdner Kleinwort Wasserstein, Inc. (Respondents) Case Number: 02-04901 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Non-Member and Members. REPRESENTATION OF PARTIES Claimant Henry Fajemirokun ("Fajemirokun") hereinafter referred to as "Claimant":