Stipulated Award NASD Dispute Resolution In the Matter ot me Arbitration between: Name of the Claimant Case Number: 02-04807 Lisa M. Woods Names of the Respondents Hearing Site: Boca Raton, Florida Southtrust Securities, Inc. Scott A. Lanza REPRESENTATION OF PARTIES For Lisa M. Woods ("Woods"), hereinafter referred to as "Claimant": Richard A. Stephens, Esq., Boca Raton, Florida. For Southtrust Securities, Inc. ("SSI") and Scott A. Lanza ("L

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-04806 Solomon Vogel, claimant vs. Charles Schwab & Co., Inc., respondent ATTORNEYS: Claimant appeared pro se, Brooklyn, NY. Respondent appeared through its in-house counsel, Brandon K. Hemley, Esq., San Francisco, CA. DATE FILED: August 15, 2002 CASE SUMMARY: Claimant alleged that respondent misrepresented information regarding shares held in his account and his ability to make trades. C

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-04805 Russell B. Adler Names of the Respondents Hearing Site: Boca Raton, Florida Werbel-Roth Securities, Inc. and Michael Zaccaro REPRESENTATION OF PARTIES For Russell B. Adler, hereinafter referred to as "Claimant": Jeffrey A. Winikoff, Esq., Stein, Rosenberg & Winikoff, P.A. until his withdrawal of counsel on or about February 3, 2003.

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Genevieve Mercer and 02-04804 Phoenix, Arizona Name of Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. REPRESENTATION OF PARTIES Genevieve Mercer ("Claimant") appeared pro se. Merrill Lynch, Pierce, Fenner & Smith, Inc. ("Respondent") was represented by Eric J. Glassman, Esq., Mennemeier Glassman & Stroud, LLP, Sacramento, California. CASE

Amended Award NASD Dispute Resolution In the Matter of the Arbitration Between: Brent Rynn, Claimant v. Quick & Reilly, Inc., Richard F. Donovan, and Matthew T. Gellene, Respondents Case Number: 02-04801 Hearing Site: Los Angeles, California Nature of the Dispute: Associated Person vs. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: Stephen Danz, Esq. Danz & Gerber Sherman Oaks, California For Respondents: T

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Brent Rynn, Claimant v. Quick & Reilly, Inc., Richard F. Donovan, and Matthew T. Gellene, Respondents Case Number: 02-04801 Hearing Site: Los Anseles, California Nature of the Dispute: Associated Person vs. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: Stephen Danz, Esq. Danz & Gerber Sherman Oaks, California For Respondents: Timothy N. Will, Esq.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: °f thf ^^JTlflint Pas**. Niifphfrf 02-04795 Fred C. Johnson McDonald Investments, Inc. Site- Indianapolis, Indiana N[ATTTRF OF pJ^PTTfy, Customer vs. Member Firm OF Mark E. Maddox, Esq. of the law firm Maddox Hargett & Caruso, P.C. located in Fishers, Indiana, represented Claimant, Fred C. Johnson, hereinafter referred to as "Claimant. " Thomas, E. Satrom, Esq. of th

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Alfredo Hernandez, Claimant v. Bane of America Investment Services, Inc., successor in interest to BA Investment Services, Inc., Juan C. Moreno, Barry G. Brundage, and Edmundo J. Jimenez, Respondents Case Number: 02-04788 Hearing Site: San Diego, California Nature of the Dispute: Customer v. Members and Associated Persons REPRESENTATION OF PARTIES For Claimant: Robert

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Joanne T. Fichera and Andrew J. Fichera (Claimants) vs. Gruntal & Co., L.L.C., First Union Securities, Inc., and Frederick D. Jewett (Respondents) Case Number: 02-04779 Hearing Site: Boston, Massachusetts Joanne T. Fichera and Andrew J. Fichera (Claimants) vs. First Union Securities, Inc., and Frederick D. Jewett (Respondents) Case Number: 02-04780 Hearing Site: Boston, Massachusett

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-04774 Antonio and Filomena Fossari, Claimants v. JP Morgan Chase, Chase Investment Services Corporation, and Philip Stefan Getfield, Respondents. ATTORNEYS: For Claimants, Antonio and Filomena Fossari, ("Claimants"), appeared Andrew J. Kohler, Esq., New York, NY. Respondent, JP Morgan Chase, (" JP Morgan"), did not submit a statement of answer in this case. For Respondents, Chase Investm