Award NASD Dispute Resolution In the Matter of the Arbitration Between: pr 02-04730 Kevin C. Foley Kevin C.Foley IRA Juiianna Foley IRA >Jamf>s of tfrf Regpn-nrjfnts Hearing Si|p- Washington, DC Christopher MacNamara Merrill Lynch, Pierce, Fenner & Smith, Inc. Nature of the Dispute; Customer vs. Member and Associated Person RFPRKSFNTATTON OF PARTIES Claimants, Kevin C. Foley, Kevin C. Foley IRA and Juiianna Foley, hereinafter collectivel

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-04717 Nathan Mayo, D.D.S. Nathan Mayo, D.D.S., as custodian for Clayton Daniel Mayo Nathan Mayo, D.D.S., as custodian for Melody Lynn Mayo Name of the Respondent Hearing Site: Orlando, Florida Raymond James & Associates, Inc. Nature of the Dispute: Customers vs. Member. REPRESENTATION OF PARTIES For Nathan Mayo, D.D.S.; Nath

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Conservator Estate of Alison E. Cohen, Claimant v. Morgan Stanley DW Inc. and Perl J. Worm, III, Respondents Case Number: 02-04715 Hearing Site: San Diego, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Ann and Nelson Cohen Co-Conservators La Jolla, California For Respondents: Todd E. Gordinier, Esq.

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Jess W. Summey, Claimant v. Polaris Financial Services, Inc., Respondent Case Number: 00-0402 Hearing Site: Charlotte, North Carolina REPRESENTATION OF PARTIES For Claimant: Kalju Nekvasil, Esq. and Stephen Krosschell, Esq. Goodman & Nekvasil, P.A. Clearwater, Florida For Respondent: Lloyd R. Schwed, Esq. Kubicki Draper, P.A. West Palm Beach, Florida CASE I

Award NASD Dispute Resolution In the Matter of the Arbitration Between: fbi'mant rflaftNiwiher 02-04711 Shelly LeRoux Name nfthf* Respondents Hearing Site- Philadelphia, PA Morgan Stanley DW, Inc. Robert E. Berg Nature of the Dispute: Customer vs. Member and Associated Person BFPKFSFNTATTON OF PARTfFS Claimant, Shelly LeRoux, hereinafter referred to as "Claimant" was represented by Anthony D. Reagoso, Esq., Reagoso & Baer, P.C., Media, Penns

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-04704 Roy Douglas Lease and Marlene Anne Lease, claimants vs. Charles Schwab, respondent. ATTORNEYS: Claimants appeared pro se through Roy D. Lease, Jacksonville, FL. For Respondent appeared in-house counsel, Sean B. Meehan, Esq., San Francisco, CA. DATE FILED: August 9, 2002 CASE SUMMARY: Claimants alleged that respondent recommended funds that were unsuitable to their investment object

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-04701 Richard Clark, claimant vs. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Deborah Buzick, respondents. ATTORNEYS: Claimant appeared pro se, Toronto, ON. For Respondents appeared in-house counsel, Richard Kim, Esq., New York, NY. DATE FILED: August 9, 2002 CASE SUMMARY: Claimant alleged that respondents made misrepresentations regarding trades made in his account. Claimant fur

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Louis Barinaga and Stuart Mackenzie, Claimants v. Paulson Investment Company, Inc., Marvin L. Cox, Jr. and UBS Paine Webber k/n/a UBS Financial Services, Respondents Paulson Investment Company, Inc. and Marvin L. Cox, Jr., Counter-Claimants v. Louis Barinaga, Counter-Respondent Case Number: 02-04697 Hearing Site: Portland, Oregon Nature of the Dispute: Customers v. Members and Assoc

AWARb NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimants and Name of Respondents John A. Gentilella, Jr. Harvey S. Morrow James W. Reid Kim S. Carroll Stephen H. Roebuck Equitrade Securities Corporation David L. Rutkoske Case Number: 02-04686 Hearing Site: Indianapolis, Indiana REPRESENTATION OF PARTIES Claimants Danny and Susan Lockstadt (hereinafter referred to as "Claimants") were repres

Stipulated Award NASD Disputedesolution in the Matter or the Arbitration between: Name of the Claimant Francis J. Rosso as Personal Representative of the Estate of Edward J. Rosso Case Number: 02-04685 Names of the Respondents Noble International Investments, Inc. Noble Capital Management, Inc. Wayne Home Nicolas Pronk Dennis Rosa, Sr. Name of Third Party Respondent John D'Amato Hearing Site: Boca Raton, Florida Nature of