Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-04743 Daniel Baitcher Total Women's Rehab, Inc. Names of the Respondents Hearing Site: Tampa, Florida Morgan Stanley Dean Witter, Inc. Kenneth F. Haelsig, Jr. Sandra D. Sapp Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Daniel Baitcher ("Baitcher") and Total Women's Rehab, Inc.,

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Gold Family Trust, Claimant v. Miller & Schroeder Fihancial Case Number: 00-03908 H ial, Inc., Respondent aring Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: For Respondent: CASE INFORMATION Statement of Claim filed: October 31, 2000 Claimant's Uniform Submission Agreement signed: Statement of Answer filed by Respondent Miller &

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Gary W. Haynie, Claimant v. Scottrade, Inc., Thomas K. Henningsen and James K. No, Respondents Case Number; 02-04737 Hearing Site: San Francisco, California REPRESENTATION OF PARTIES For Claimant: For Respondents: Gary W. Haynie Campbell, California Sherri C. Strand Kimber L. Monroe Thompson Coburn LLP St. Louis, Missouri CASE INFORMATION Statemen

Award NASD Dispute Resolution In the Matter of the Arbitration Between: "Mame of thft riaimant f!ase Nnmher 02-0473 1 Joe and Judy Gergely, JTWROS Joe Gergely, IRA Judy Gergely, IRA Name of the Respondents Hearing Site: Raleigh, NC Merrill Lynch, Pierce, Fenner & Smith, Inc. J. David Jones Nature of the Dispute: Customer v. Member and Associated Person. RKPRF.SFNTATION OF PARTTFS Claimants, Joe and Judy Gergely, JTWROS, Joe Gergely, IRA

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-04728 LiettaB. Haenel Names of the Respondents Phillip G. Hinds Daniel C. Imming Hearing Site: St. Louis, Missouri REPRESENTATION OF PARTIES Claimant Lietta B. Haenel ("Claimant") was represented by Sherman K. Finer, of Des Peres, Missouri. Respondents Phillip G. Hinds ("Hinds") and Daniel C. Imming ("Imming") each appeared

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Case Number: 02-04716 Jeffrey and Hussein Gaafary Name of Respondents Hearing Site: Charlotte, NC Morgan Stanley DW, Inc. and Dean Livingston Jr. REPRESENTATION OF PARTIES Claimants Jeffrey and Hussein Gaafary, hereinafter referred to as "Claimants", were ^represented by T;S. Stem, Jr., Esq., Greenville, South Carolina Respondents, Morgan

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Richard and Geraldine Kaptur, Claimants v. Adams, Hess, Moore & Co,, Strand Atkinson Williams & York, Inc., and Scott M. Davis, Respondents Case Number: 02-04714 Hearing Site: Portland, Oregon Nature of the Dispute: Customers v. Members and Associated Person REPRESENTATION OF PARTIES For Claimants: David J. Sweeney, Esq., Brownstein, Rask, Sweeney, Kerr, Grim, DeSylvia & Hay

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mei Michelson, Arthur Michelson, individually, as trustee of the Frieda Michelson 1997 Inter Vivos Trust, and as custodian for Aaron Michelson and Alicia Michelson, Claimants v. Salomon Smith Barney, Inc., Robert F. Taylor, and Robert B. Martensen, Respondents Case Number: 02-04713 Hearing Site: San Francisco, California Nature of the Dispute: Customers vs. Member and Associa

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-04705 Opal M. Saxton, Claimant vs. Pat Brice and Morgan Stanley Dean Witter, Inc., Respondents. ATTORNEYS: For Claimant, Opal M. Saxton, Opal M. Saxton, Living Trust and Opal M. Saxton, IRA appeared Kevin J. Atchison, Esq., Phoenix, AZ. For Respondents, Pat Brice and Morgan Stanley Dean Witter, Inc. appeared in-house counsel, Keith Guilfoyle, Esq., New York, NY. DATE FILED: August 9, 200

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-04702 John H. Kirsch, claimant vs. Sutro & Co. n/k/a RBC Dain Rauscher, respondent. ATTORNEYS: Claimant appeared pro se, Seal Beach, CA. For Respondent appeared Dana L. Wolf, Senior Compliance Officer, Minneapolis, MN. DATE FILED: August 9, 2002 CASii SUMMARY: Claimant alleged that respondent made misrepresentations regarding the sale and purchase of investments in his account. Claimant