N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Lise B. Wilson 93-02453 Name of Respondent RAF Financial Corp. TASK SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on June 22, 1993, Claimant Lise B. Wilson, who appeared Pro Se, alleged that Respondent RAF Financial Corp. misled her into purchasing 5 City of LaCrose, WI, Pollution Control Re

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Inger Wilson 93-02451 Name of Respondent RAF Financial Corporation CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on June 22, 1993, Claimant Inger Wilson, who appeared Pro Se, alleged that Respondent RAF Financial Corporation, through its broker, P. Paxton, failed to provide information

N.A.S.D. AWARD NATIONAL ASSOCTATTON OF SECURITIES DEALERS. INC. In the matter of the Arbitration Between Name of Claimant Kathleen M. Boyer NASD Arbitration No 93-02436 Name of Respondent Gerald H. Klein REPRESENTATION For Claimant: In Pro Se For Respondent: In Pro se CASE INFORMATION Statement of Claim filed: June 22, 1993 Claimants' Submission Agreement signed: August 13, 1993 Joint Statement of Answer filed by Respondent

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 00-03705 Stifel, Nicolaus & Company, Incorporated, claimant vs. Kelly T. Hickel and The Innovation Group, respondents. ATTORNEYS: For Claimant, Stifel, Nicolaus & Company, Incorporated, appeared John V. McDermott of the firm Holme, Roberts & Owen, LLP, Denver, CO. Respondents did not submit an answer to the Statement of Claim. DATE FILED: August 23, 2000 CASE SUMMARY: Claimant all

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Charles S. Pope and Elizabeth M. Pope 93-02434 Name of Respondent Prudential Securities Inc CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on June 22, 1993, Claimants Charles S. and Elizabeth M. Pope who appeared ProSe, alleged that on September 1, 1987, they purchased from Respondent P

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS. INC. In the Matter of the Arbitration Between Name of Claimants Dr. Howard Freedberg, Debra Freedberg, Dr. Julian M. Joffe and Dr. David A. Hoffman and 93-02427 Name of Respondents Sussex Financial Group, Inc. and Marvin Heiman REPRESENTATION OF PARTIES Dr. Howard Freedberg, Debra Freedberg, Dr. Julian M. Joffe and Dr. David A. Hoffman ("Claimants") were represented at the hearing by

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant(s) IMHll^TRY PaineWebber, Inc. 93-02425 Name of Respondent(s') Raymond J. Smith REPRESENTATION For Claimant PaineWebber, Inc: Edward P. Degenhardt, Esq., Weehawken, NJ. For Respondent John E. Lawlor, Esq., Garden City, NY. CASE INFORMATION Statement of Claim filed: June 18, 1993. Claimant's Submission Agreement signed o

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of Arbitration Between Name of Claimants Chester B. Pauls Margaret T. Pauls vs. Case # 93-02420 Name of Respondents Waterhouse Securities, Inc. Claimant appeared pro se. For Respondent: James J. Coster, Esq. of Satterlee Stephens Burke & Burke, New York, NY. CASE INFORMATION Statement of Claim filed: June 15, 1993. Claimant's Submission Agreement signed on: J

v N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Ahmed Hussein 93-02419 of Respondents Advest, Inc. MML Investors Services, Inc. Darrell C. Claytor REPRESENTATION For Claimant Ahmed Hussein ("Claimant"). Andrew J. Crites, Attorney at law For Respondents Advest, Inc. ("Advest"), MML Investors Services, Inc. ("MML") and Darrell C. Claytor ("Claytor"): Daniel L. Sc

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Charles W. Flume, D.D.S., S.C., Defined Benefit Plan; Charles W. Flume, D.D.S., S.C., a Wisconsin professional corporation; Dr. Charles W. Flume; Nancy Flume. 93-02415 Name of Respondents Hayne, Miller & Farni, Inc.; James D. Peterson REPRESENTATION For Claimants: Charles W. Flume, D.D.S, S.C., Defined Benefit Plan