N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant s) Kenneth S. and Barbara B. Say well 93-02410 Name of Respondent s) Bear Stearns & Company Lawrence S. Rule REPRESENTATION For Claimants Kenneth S. Sayweil and Barbara B. Saywell ("Claimants"): Stephen M. Bales, Esq. of Ziegler, Metzger & Miller, Cleveland, Ohio. For Respondents Bear Stearns & Company and Lawrence S. Rule

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECUIOTffiS DEALERS In the Matter of the Arbitration Between Name of Claimant Virginia Harter vs. NASD #93-02404 Name of Respondents Merrill Lynch Pierce Fenner & Smith, Inc. Donna Bloom For Claimant: Claimant appeared in pro per. For Respondents: Stephen M. Bales, Esq., Ziegler, Metzger & Miller, Cleveland, Ohio CASE INFORMATION Statement of Claim filed: June 18, 1993 Claimant's Submission Agre

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant PaineWebber, Inc. 93-02396 Name of Respondent Mark I. Caithness REPRESENTATION For Claimant. ("PaineWebber, Inc.") ("P.W."): Luther M. Dorr, Jr., Esq. of Maynard, Cooper & Gale, P.C., Birmingham, Alabama. For Respondent: James D. Gibson, Esq., of Dunlap, Moran & Lopez, P.A., Sarasota, Florida. CASE INFORMATION State

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 00-03704 Patricia A. Donald, Claimant vs. American Express Financial Advisors, Respondent. ATTORNEYS: Claimant, Patricia A. Donald, ("Claimant"), appeared Pro Se, Columbia, MO. Respondent, American Express Financial Advisors, ("Respondent"), appeared through its Vice President and Group Counsel Gary R. Irwin, Esq., Minneapolis, MN. DATE FILED: August 24, 2000. CASE SUMMARY: Claimant a

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Wiley M. Mangum Jr. and F. Christina Mangum 93-02393 Name of Respondents Whale Securities Co., L.P. Jack Joseph Illare, HI REPRESENTATION Claimants Wiley M. Mangum, Jr. and F. Christina Mangum appeared pro se. For Respondents Whale Securities Co., L.P. ("Whale") and Jack Joseph Illare, m ("Illare") appeared David S. Richan

N.A.S.D. AWATvD NATIONAL ASSOCIATION OF SECURITIES DEALERS Jay Jablonski, Claimant/Counterrespondent, v. No. 93-02386 Shearson Lehman Brothers, Inc. n/k/a Smith Barney Shearson, Respondent/Counterclaimant REPRESENTAHON OF PARTIES For Claimant Jay Jablonski ("Claimant"): Armand Salese, Esq., of Salese & McCarthy, P.C., Tucson, Arizona. For Respondent Shearson Lehman Brothers, Inc. ("Respondent"): Stephen Young, Esq., and Elizabeth A. Kend

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Mary E. Cummings Trust, David Rifkin TTE Case # 93-02379 Name of Respondent Shearson Lehman Brothers, Inc. REPRESENTATION For Claimant, Mary E. Cummings Trust, David Rifkin TTE ("Claimant"), David W. Rifkin, Esq. of the Rifkin Law Offices located in Salem, Massachusetts. For Respondent, Shearson Lehman Brothers ("Respondent"),

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Joel and Julie Yohay 93-02378 Name of Respondent Waxtnan Securities, Inc. REPRESENTATION For Claimants Joel and Julie Yohay ("Claimants"): Mark F. Heinze, Esq. of the law firm of Monaghan, Rem & Zeller, P.C. located in Hackensack, New Jersey. For Respondent Waxman Securities, Inc. ("Respondent"): Thomas J. McCabe, Esq. of

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant John Gilbert Award vs. #93-02372 Name of Respondents Shearson Lehman Brothers, Inc. Smith Barney Harris Upham & Co., Inc. Louis M. Riccardi, Jr. REPRESENTATION For Claimant, John Gilbert ("Claimant"), Bruce E. Baldinger, Esq., located in Sommerville, New Jersey. For Respondents, Smith Barney Harris Upham & Co., Inc.

t _ ^SCHOOL OF US N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS', INC. In the Matter of the Arbitration Between - ' • -- . Name of Claimant " ";^ F Donald Wayne Stanfill / and 93-02371 Name of Respondent J.J.B. Hilliard, W.L. Lyons, Inc. REPRESENTATION OF PARTIES Donald Wayne Stanfill ("Claimant") was represented by John J. Hestle, Esq. of Clarksville, Tennessee. J.J.B. Hilliard, W.L. Lyons, Inc. ("Respondent") was re